Chenango County, NY Reorganization Lawyers, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
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Not enough matches for Chenango Reorganization lawyer.
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Robert Mark Larkin

Real Estate, Immigration, Divorce

Status: Licensed: 51 Years

CONTACT

36 Genesee St, Greene, NY 13778

F. Sheldon Prentice

General Practice

Status:

CONTACT

52 S Broad St, Norwich, NY 13815

Kathleen M. Spann

General Practice

Status: Licensed: 51 Years

CONTACT

11 Park St, Greene, NY 13778

Adam James Spence

Landlord-Tenant, Real Estate

Status: Licensed: 18 Years

CONTACT

25-27 North Broad Street, Norwich, NY 13815

Zachary Thomas Wentworth

Divorce & Family Law, Criminal, Civil & Human Rights

Status: Licensed: 14 Years

CONTACT

5 Court Street, Norwich, NY 13815

Shaun Robert Von Knasick

General Practice

Status: Licensed: 17 Years

CONTACT

4863 S Lebanon Rd, Earlville, NY 13332

John J Leshinski

Real Estate, Employment, Corporate, Accident & Injury, Business

Status: Licensed: 25 Years

CONTACT

22 S Canal St, Greene, NY 13778

Steven Robert Reid

Intellectual Property

Status: Licensed: 47 Years

CONTACT

Greene, NY 13778

Clifton Mcculloch Tamsett

Divorce & Family Law

Status: Licensed: 58 Years

CONTACT

306 Aurora Dr, Norwich, NY 13815

F Sheldon Prentice

General Practice

Status: Licensed: 47 Years

CONTACT

52 S Broad St, Norwich, NY 13815

800-814-6700

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLATERAL

Property that guarantees payment of a secured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Chenango County, NY Reorganization Lawyers, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Robert Mark Larkin

F. Sheldon Prentice

Kathleen M. Spann

Adam James Spence

Zachary Thomas Wentworth

Shaun Robert Von Knasick

John J Leshinski

Steven Robert Reid

Clifton Mcculloch Tamsett

F Sheldon Prentice

TIPS

LEGAL TERMS

SUBROGATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COLLATERAL

UNDUE HARDSHIP

401(K) PLAN

SOLE PROPRIETORSHIP

NONEXEMPT PROPERTY

NONDISCHARGEABLE DEBTS

PRIORITY DEBT

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