Cheshire Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Wilson "Bo" Muhlheim

Corporate, Credit & Debt, Bankruptcy Litigation, Bankruptcy

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CONTACT

88 East Broadway, Eugene, OR 97401

Natalie C. Scott

Federal Appellate Practice, Children's Rights, Bankruptcy Litigation, Bankruptcy

Status:

CONTACT

The Scott Law Group, Eugene, OR 97401

Julia Manela

Business Organization, Business, Commercial Bankruptcy, Bankruptcy Litigation

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CONTACT

101 East Broadway, Eugene, OR 97401

Margaret Eliza Steel

Bankruptcy & Debt, Personal Injury

Status: Licensed: 21 Years

CONTACT

1400 Executive Pkwy, Eugene, OR 97440

Kent Anderson

Consumer Bankruptcy, Foreclosure, Tax, Bankruptcy

Status: Licensed: 47 Years

CONTACT

888 W Park St, Eugene, OR 97401

Alan G Seligson

Bankruptcy & Debt, Workout, Collection

Status: Licensed: 37 Years

CONTACT

142 West 8th Avenue, Eugene, OR 97401

Vittal Patel

Contract, Litigation, Family Law, Bankruptcy & Debt

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CONTACT

245 East 4Th Avenue, Eugene, OR 97401

Natalie Carol Scott

Military & Veterans Appeals, Lawsuit & Dispute, Credit & Debt, Bankruptcy

Status: Licensed: 23 Years

CONTACT

497 Oakway Rd, Eugene, OR 97401

Thomas Pe Herrmann

Land Use & Zoning, International Tax, Corporate, Commercial Bankruptcy

Status: Licensed: 37 Years

CONTACT

975 Oak St, Eugene, OR 97401

Carrie L. Hellwig Christopher

Intellectual Property, Science, Technology & Internet, Corporate, Reorganization

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CONTACT

180 East 11Th Avenue, Eugene, OR 97401

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Cheshire Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Wilson "Bo" Muhlheim

Natalie C. Scott

Julia Manela

Margaret Eliza Steel

Kent Anderson

Alan G Seligson

Vittal Patel

Natalie Carol Scott

Thomas Pe Herrmann

Carrie L. Hellwig Christopher

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

NONDISCHARGEABLE DEBTS

REDEMPTION

GUARANTOR

NO-FAULT INSURANCE

SETOFF

TRUTH IN LENDING ACT (TILA)

MEETING OF CREDITORS

WORKOUT

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