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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Patrick Neil Goodwin

Consumer Protection, Foreclosure, Credit & Debt, Corporate

Status: In Good Standing

FREE CONSULTATION

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218 N. Jefferson St., Chicago, IL 60606

Chad Hayward

Foreclosure, Real Estate, Immigration, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

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205 W. Randolph Street, Chicago, IL 60606

David W. Nordin

Bankruptcy, Credit & Debt, Family Law, Litigation

Status: In Good Standing

FREE CONSULTATION

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Naperville Executive Center, 1555 Naperville/Wheaton Rd., Naperville, IL 60563

Adam James Wilde

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1016 W Jackson Blvd, Chicago, IL 60607

David Sebastian Aschinberg

Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

1945 South Halsted Street, Chicago, IL 60608

John Josef Rademacher

Litigation, Civil Rights, Life & Health, Credit & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

322 South Green Street, Chicago, IL 60607

John J Rademacher

General Practice

Status: Suspended Licensed: 44 Years

CONTACT

322 S Green St, Chicago, IL 60607

Bradley Foreman

Bankruptcy & Debt, Workout, Business, Credit & Debt, Lawsuit & Dispute

Status: In Good Standing Licensed: 39 Years

FREE CONSULTATION

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900 W Jackson Blvd, Chicago, IL 60607

Wendy M. Reutebuch

Real Estate, Litigation, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

216 South Jefferson Street, Chicago, IL 60661

Tina Thuy Tran

Litigation, Criminal, Credit & Debt, Consumer Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

208 South Jefferson Street, Chicago, IL 60611

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Chicago Credit & Debt Lawyer, Illinois

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Patrick Neil Goodwin

Chad Hayward

David W. Nordin

Adam James Wilde

David Sebastian Aschinberg

John Josef Rademacher

John J Rademacher

Bradley Foreman

Wendy M. Reutebuch

Tina Thuy Tran

TIPS

LEGAL TERMS

DISPOSABLE INCOME

TOXIC TORT

DEBT COLLECTOR

GENERAL PARTNER

TRUTH IN LENDING ACT (TILA)

HOUSEHOLDER

BANKRUPTCY TRUSTEE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDIT COUNSELING

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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