Chippewa County, MI Reorganization Lawyers, page 2

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Paul M. Brewster

Construction, Medicare & Medicaid, Estate Planning, Credit & Debt

Status: Licensed: 44 Years

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111 Ashmun St, Sault Sainte Marie, MI 49783

James A. Bias

Real Estate, Family Law, Divorce & Family Law, Criminal

Status: Licensed: 26 Years

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Drummond Island, MI 49726

Steve J Cannello

Real Estate, Traffic, Social Security, Workers' Compensation, Medical Malpractice

Status: Licensed: 45 Years

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150 E Water St, Sault Sainte Marie, MI 49783

Guy W. Lewinski

Employment, Business

Status: Licensed: 49 Years

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111 Ashmun St, Sault Sainte Marie, MI 49783

Michael C. Parish

Government

Status: Licensed: 45 Years

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12214 W Lakeshore Dr, Brimley, MI 49715

Thomas G. Moher

Workers' Compensation

Status: Licensed: 62 Years

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546 Ashmun St, Sault Sainte Marie, MI 49783

Jennifer Lorraine Obreiter

Social Security, Family Law, Criminal, Children's Rights

Status: Licensed: 18 Years

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Sault Sainte Marie, MI 49783

Holly B. Powless

Education, Native People, Civil & Human Rights

Status: Licensed: 28 Years

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12214 W Lakeshore Dr, Brimley, MI 49715

Kathryn L. Tierney

Other, Native People, Civil & Human Rights

Status: Licensed: 51 Years

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12140 W Lakeshore Dr, Brimley, MI 49715

Mark L. Dobias

Traffic, Federal Appellate Practice, Insurance, Wrongful Death

Status:

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546 Ashmun St, Sault Sainte Marie, MI 49783

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LEGAL TERMS

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FCRA

See Fair Credit Reporting Act.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Chippewa County, MI Reorganization Lawyers, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Paul M. Brewster

James A. Bias

Steve J Cannello

Guy W. Lewinski

Michael C. Parish

Thomas G. Moher

Jennifer Lorraine Obreiter

Holly B. Powless

Kathryn L. Tierney

Mark L. Dobias

TIPS

LEGAL TERMS

GENERAL PARTNER

WINDING UP

NONEXEMPT PROPERTY

FCRA

S CORPORATION

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT BUREAU

BANKRUPTCY

CHAPTER 13 BANKRUPTCY

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