Clay County, IL Bankruptcy & Debt Lawyers

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Mary Beth Welch Collins

Adoption, Divorce & Family Law, Criminal, Civil Rights
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  30 Years

Mark James Tungate

Bankruptcy & Debt, Divorce & Family Law, Federal Appellate Practice, Lawsuit & Dispute, Traffic
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  48 Years

Mark Tungate

Bankruptcy & Debt, Divorce & Family Law, Federal Appellate Practice, Lawsuit & Dispute
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  48 Years

Sherri Lynn Endsley Tungate

Divorce & Family Law, Other
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  46 Years

Ronald Dale Young

Divorce & Family Law, Elder Law, Estate Planning, Transactions
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Barry Drew Bright

Social Security, Pension & Benefits, Administrative Law, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  28 Years

Marilyn Brant

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  48 Years

Robert Coble

Agriculture, Federal Appellate Practice, Government, Trusts
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  44 Years

Gary Milone

Federal Appellate Practice, Other
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  43 Years

Michael Klobnak

Elder Law, DUI-DWI, Traffic, Estate Planning
Status:  Inactive *Status is reviewed annually. For latest information visit here           Licensed:  49 Years

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

COLLATERAL

Property that guarantees payment of a secured debt.

FCRA

See Fair Credit Reporting Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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