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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Arnold B. Firestone

International, Employment Discrimination, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 66 Years

CONTACT

39 Loughberry Lake Rd, Saratoga Springs, NY 12866

Nicole Marie Roman Rodgers

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 18 Years

CONTACT

125 High Rock Ave, Saratoga Springs, NY 12866

Michael Jerry Englert

Bankruptcy

Status: Licensed: 41 Years

CONTACT

52 Franklin St, Saratoga Springs, NY 12866

David F. Devall

Divorce & Family Law, Bankruptcy, Criminal, Litigation

Status: Licensed: 48 Years

FREE CONSULTATION

CONTACT

59 Franklin Stret, Saratoga Springs, NY 12866

Stephen Talbot Rodriguez

Litigation, White Collar Crime, Administrative Law, Bankruptcy & Debt

Status: Licensed: 43 Years

CONTACT

100 West Ave, Saratoga Springs, NY 12866

Robert William Pulsifer

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

562 Maple Ave, Saratoga Springs, NY 12866

Ronald Joseph Kim

Employee Rights, Employment, Civil & Human Rights, Bankruptcy & Debt, Contract

Status: Licensed: 36 Years

CONTACT

480 Broadway, Saratoga Springs, NY 12866

Steven David Greenblatt

Lawsuit & Dispute, Wills & Probate, Business, Bankruptcy & Debt

Status:

CONTACT

480 Broadway, Saratoga Springs, NY 12866

Peter Alexander Tulin

Divorce & Family Law, Criminal, Credit & Debt

Status: Licensed: 50 Years

CONTACT

Saratoga Springs, NY 12866

Martin W. Pozefsky

Real Estate, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 41 Years

CONTACT

1 Poe Ct, Ballston Lake, NY 12020

800-814-6700

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FCRA

See Fair Credit Reporting Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Clemons Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Arnold B. Firestone

Nicole Marie Roman Rodgers

Michael Jerry Englert

David F. Devall

Stephen Talbot Rodriguez

Robert William Pulsifer

Ronald Joseph Kim

Steven David Greenblatt

Peter Alexander Tulin

Martin W. Pozefsky

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LEGAL TERMS

BANKRUPTCY TRUSTEE

TRUTH IN LENDING ACT (TILA)

CURRENT MONTHLY INCOME

INTEREST

C CORPORATION

S CORPORATION

FCRA

ACCORD AND SATISFACTION

UNDUE HARDSHIP

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