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Kathleen Donnelly
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Law Office of Kathleen Donnelly
526 Superior Ave #1030 Cleveland, OH 44114Â» view map
Chapter 7, Chapter 13, Free Evaluations
Need Debt Relief? Contact Me Today

There is hope for debt relief. At the Cleveland, Ohio, law office of Kathleen Donnelly, we help people like you to escape from under mountains of debt.

800-413-4100
1. Kathleen Donnelly Cleveland, Ohio
  Attorney at Law-OH,1988
  Cleveland State University, J.D. 1988
2. About UsKathleen Donnelly
  Find out what makes us one of the top law firms in the country for bankruptcy.
3. Contact UsCall or Email Right Now
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Kathleen Donnelly

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Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation, Credit & Debt, Collection

Chapter 7 or 13 Bankruptcy

Clients want results & meaningful results. Our goal is to achieve those results through dedication, hard work and total commitment to professional exc... (more)

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800-927-0211

526 Superior Ave E, Cleveland, OH 44114

Nicholas C. De Santis

Bankruptcy Litigation, Business Successions, Business Organization, Collection

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FREE CONSULTATION

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925 Euclid Avenue, Cleveland, OH 44115

C. Bradley Krapfl

Products Liability, Collection, Construction, Car Accident

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FREE CONSULTATION

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55 Public Square, Cleveland, OH 44113

Jeffrey L. Koberg

Landlord-Tenant, Foreclosure, Credit & Debt, Collection

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FREE CONSULTATION

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925 Euclid Avenue, Cleveland, OH 44115

David F Hodous

Administrative Law, Collection, Consumer Protection, Contract

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2001 Crocker Rd., Westlake, OH 44145

C. Lynne Day

Litigation, Family Law, Collection, Personal Injury

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FREE CONSULTATION

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401 South Street, Chardon, OH 44024

Debra E. Booher

Collection, Bankruptcy, Bankruptcy & Debt

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1 Cascade Plaza, Akron, OH 44308

Ann Wehener

Banking & Finance, Bankruptcy, Business Organization, Collection

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388 South Main Street, Akron, OH 44311

Dynele Schinker-Kuharich

Collection, Bankruptcy, Bankruptcy & Debt

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4300 Lynn Road, Ravenna, OH 44266

Christopher E. Soukup

Commercial Leasing, Corporate, Business Organization, Collection, Real Estate

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1111 Superior Ave, Cleveland, OH 44114

800-814-6700

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCBA

See Fair Credit Billing Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Cleveland Collection Lawyer, Ohio

Sponsored Law Firm

Law Office of Kathleen Donnelly

SPONSORED LAWYERS

Kathleen Donnelly

Nicholas C. De Santis

C. Bradley Krapfl

Jeffrey L. Koberg

David F Hodous

C. Lynne Day

Debra E. Booher

Ann Wehener

Dynele Schinker-Kuharich

Christopher E. Soukup

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LEGAL TERMS

ACCORD AND SATISFACTION

FRAUDULENT TRANSFER

401(K) PLAN

FCBA

CREDIT REPORT

MEANS TEST

COLLECTION AGENCY

FAIR CREDIT REPORTING ACT (FCRA)

TRUTH IN LENDING ACT (TILA)

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