Clifton Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Carl G. Zoecklein

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Criminal, DUI-DWI, Motor Vehicle, Bankruptcy & Debt, Real Estate

Carl G. Zoecklein, graduated from Seton Hall Law School in 1989, passed the New Jersey Bar in 1990 and became a licensed Attorney in the State of New ... (more)

FREE CONSULTATION

CONTACT

800-910-1531

737 Broad St, Clifton, NJ 07013

Jodi Argentino

Family Law, Divorce, Gay & Lesbian Rights, Bankruptcy

Status:

CONTACT

50 Church Street, Montclair, NJ 07042

Liza M Lopez

Family Law, Criminal, Business & Trade, Bankruptcy

Status: Licensed: 26 Years

CONTACT

56 Crestwood Ave, Belleville, NJ 07109

Frank Pomaco

Other, Motor Vehicle, Civil & Human Rights, Bankruptcy

Status: Licensed: 54 Years

CONTACT

524 Union Ave, Belleville, NJ 07109

Anthony G. Del Guercio

Criminal, Corporate, Bankruptcy Litigation, Animal Bite

Status: Licensed: 19 Years

CONTACT

524 Union Ave, Belleville, NJ 07109

Illya Lichtenberg

Visa, Misdemeanor, Criminal, Bankruptcy

Status:

CONTACT

Belleville, NJ 07109

Michael Scott Schwartzberg

Real Estate, Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

650 Bloomfield Avenue, Bloomfield, NJ 07003

Orville Glen Pottinger

Other, Employment, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

Two Broad St, Bloomfield, NJ 07003

Edward S Seradzky

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 50 Years

CONTACT

307 Montgomery Street, Bloomfield, NJ 07003

Paul Raymond Gauer

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 47 Years

CONTACT

347 Franklin St, Bloomfield, NJ 07003

800-814-6700

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Clifton Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Carl G. Zoecklein

Jodi Argentino

Liza M Lopez

Frank Pomaco

Anthony G. Del Guercio

Illya Lichtenberg

Michael Scott Schwartzberg

Orville Glen Pottinger

Edward S Seradzky

Paul Raymond Gauer

TIPS

LEGAL TERMS

NUISANCE FEES

CHAPTER 7 BANKRUPTCY

DOING BUSINESS AS (DBA)

FRATERNAL BENEFIT SOCIETY BENEFITS

LIMITED PARTNERSHIP

TRUTH IN LENDING ACT (TILA)

INTEREST

CREDIT REPORT

IRS EXPENSES

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