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Coles County, IL Bankruptcy & Debt Lawyers

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800-814-6700

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Kenneth Redman Gano

Patent, Estate, Family Law, Divorce, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
303 6Th Street, Charleston, IL 61920
Profile LAWPOINTS™34/100
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Ernest Waite

Divorce & Family Law, Criminal, Business & Trade, Bankruptcy, Traffic
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  25 Years
CONTACT
1500 Broadway Ave, Mattoon, IL 61938
Profile LAWPOINTS™34/100
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William D Mcgrath

Divorce & Family Law, Criminal, Bankruptcy, Civil Rights
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  44 Years
CONTACT
421 N. 19th Street, Mattoon, IL 61938
Profile LAWPOINTS™32/100
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Edward Willard Brankey

Bankruptcy, Immigration, Personal Injury, Workers' Compensation
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  47 Years
CONTACT
622 Jackson Ave, Charleston, IL 61920
Profile LAWPOINTS™32/100
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David Charles Nelson

Divorce & Family Law, Criminal, Business & Trade, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  53 Years
CONTACT
1500 Broadway Avenue, Mattoon, IL 61938
Profile LAWPOINTS™32/100
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Roy Dent

Tax, Consumer Rights, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  27 Years
CONTACT
622 Jackson Ave, Charleston, IL 61920
Profile LAWPOINTS™32/100
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Judy Baker

Collection, Estate, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  34 Years
CONTACT
201 North Logan Street, Mattoon, IL 61938
Profile LAWPOINTS™22/100
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James A. Bennett

Wills & Probate, Contract, Business, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
300 Richmond Ave, Mattoon, IL 61938
Profile LAWPOINTS™19/100
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Karen Fuqua

Criminal, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  45 Years
CONTACT
1617 Wabash Avenue, Mattoon, IL 61938
Profile LAWPOINTS™17/100
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Linda Colón

Elder Law, Divorce, Business, Consumer Bankruptcy
Status:  Inactive *Status is reviewed annually. For latest information visit here           
CONTACT
Charleston, IL 61920
Profile LAWPOINTS™17/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FCRA

See Fair Credit Reporting Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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