Coles County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kenneth Redman Gano

Patent, Estate, Family Law, Divorce, Bankruptcy

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303 6Th Street, Charleston, IL 61920

Ernest Waite

Divorce & Family Law, Criminal, Business & Trade, Bankruptcy, Traffic

Status: Licensed: 25 Years

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1500 Broadway Ave, Mattoon, IL 61938

William D Mcgrath

Divorce & Family Law, Criminal, Bankruptcy, Civil Rights

Status: Licensed: 44 Years

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421 N. 19th Street, Mattoon, IL 61938

Edward Willard Brankey

Bankruptcy, Immigration, Personal Injury, Workers' Compensation

Status: Licensed: 47 Years

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622 Jackson Ave, Charleston, IL 61920

David Charles Nelson

Divorce & Family Law, Criminal, Business & Trade, Bankruptcy

Status: Licensed: 53 Years

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1500 Broadway Avenue, Mattoon, IL 61938

Roy Dent

Tax, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 27 Years

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622 Jackson Ave, Charleston, IL 61920

Judy Baker

Collection, Estate, Bankruptcy

Status: Licensed: 33 Years

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201 North Logan Street, Mattoon, IL 61938

James A. Bennett

Wills & Probate, Contract, Business, Bankruptcy

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300 Richmond Ave, Mattoon, IL 61938

Karen Fuqua

Criminal, Bankruptcy

Status: Licensed: 45 Years

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1617 Wabash Avenue, Mattoon, IL 61938

Linda Colón

Elder Law, Divorce, Business, Consumer Bankruptcy

Status:

CONTACT

Charleston, IL 61920

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LEGAL TERMS

CREDIT FILE

See credit report.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FDCPA

See Fair Debt Collections & Practices Act.

CCCS

See Consumer Credit Counseling Service.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Coles County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kenneth Redman Gano

Ernest Waite

William D Mcgrath

Edward Willard Brankey

David Charles Nelson

Roy Dent

Judy Baker

James A. Bennett

Karen Fuqua

Linda Colón

TIPS

LEGAL TERMS

CREDIT FILE

FAIR CREDIT REPORTING ACT (FCRA)

FDCPA

CCCS

MEETING OF CREDITORS

SUBROGATION

PRIORITY DEBT

HOUSEHOLDER

LIMITED LIABILITY

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