Columbia Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
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Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jason T. Moss

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Bankruptcy & Debt

Jason T. Moss, Esquire is the president at the law firm Moss & Associates, Attorneys P.A., where he focuses exclusively in the areas of litigation and... (more)

FREE CONSULTATION

CONTACT

800-821-6041

816 Elmwood Ave, Columbia, SC 29201

Eric S. Reed

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Bankruptcy, Consumer Bankruptcy, Reorganization

As an active member of the South Carolina Bankruptcy Law Association, Mr. Eric Reed stays current with the latest laws and techniques available to foc... (more)

FREE CONSULTATION

CONTACT

800-906-5980

220 Stoneridge Drive, Columbia, SC 29210

Paul Winford Owen

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Divorce & Family Law, Bankruptcy & Debt

Paul Owen is a practicing lawyer in the state of South Carolina handling family law matters.

CONTACT

803-515-0176

P.O. Box 369, Orangeburg, SC 29116

Paul D. Kent

Business Organization, Business Successions, Dissolution, Gift Taxation

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CONTACT

1515 Lady Street, Columbia, SC 29201

Elizabeth H. McCullough

Bankruptcy, Corporate, Construction, Litigation

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CONTACT

1201 Main Street, Columbia, SC 29202

Richard R. Gleissner

Construction, Litigation, Corporate, Bankruptcy

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CONTACT

3610 Landmark Dr., STE G, Columbia, SC 29204

Ian Douglas McVey

Construction, Corporate, Banking & Finance, Collection

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CONTACT

1812 Lincoln St, Columbia, SC 29202

Ralph C. McCullough

Bankruptcy, Construction, Litigation, Household Mold

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CONTACT

1201 Main Street, Columbia, SC 29202

Eddye L. Lane

Accident & Injury, Bankruptcy & Debt, Estate, Workers' Compensation, Social Security

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CONTACT

2026 Assembly St., Columbia, SC 29202

Stephen Craig White

Bankruptcy & Debt, Credit & Debt, Consumer Bankruptcy, Reorganization, Bankruptcy

Status: Licensed: 39 Years

CONTACT

1224 Pickens St, Columbia, SC 29201

800-814-6700

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

COLLATERAL

Property that guarantees payment of a secured debt.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Columbia Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Jason T. Moss

Eric S. Reed

Paul Winford Owen

Paul D. Kent

Elizabeth H. McCullough

Richard R. Gleissner

Ian Douglas McVey

Ralph C. McCullough

Eddye L. Lane

Stephen Craig White

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LEGAL TERMS

CHAPTER 13 PLAN

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

UNSECURED DEBT

GUARANTEED RESERVATION

COSIGNER

COLLATERAL

BANKRUPTCY

NONDISCHARGEABLE DEBTS

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