Columbia City Bankruptcy & Debt Lawyer, Oregon, page 6

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Evan Kelly Meltzer

Land Use & Zoning, Corporate, Contract, Commercial Bankruptcy

Status: Licensed: 20 Years

CONTACT

121 Sw Morrison St, Happy Valley, OR 97204

Christopher Mertens

Litigation, Contract, Credit & Debt, Bankruptcy

Status:

CONTACT

1040 Ne 44Th Ave, Happy Valley, OR 97213

Charles J Wiseman

Federal, Civil Rights, Insurance, Credit & Debt

Status: Licensed: 52 Years

CONTACT

3760 Ne Jackson School Rd, Beaverton, OR 97124

Ronald T Adams

Civil Rights, Credit & Debt, Intellectual Property

Status: Licensed: 49 Years

CONTACT

805 Sw Broadway, Happy Valley, OR 97205

Anita Gluck Manishan

General Practice

Status: Licensed: 39 Years

CONTACT

520 Sw Yamhill St, Happy Valley, OR 97204

Pamela E. Yee

Real Estate, Business Organization, Credit & Debt, Collection

Status: Licensed: 38 Years

CONTACT

18525 Sw Vincent St, Beaverton, OR 97078

Thomas A Gerber

Electronic Commerce, Civil Rights, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 51 Years

CONTACT

4380 Sw Macadam Ave, Happy Valley, OR 97239

Matthew A Goldberg

General Practice

Status: Licensed: 20 Years

CONTACT

2 Centerpointe Dr, Lake Oswego, OR 97035

John Andrew Pinzelik

Landlord-Tenant, Employment, Business Organization, Bankruptcy, Immigration

Status: Licensed: 20 Years

CONTACT

2950 Se Stark St, Happy Valley, OR 97214

Christopher N Coyle

Litigation, International Tax, Credit & Debt, Bankruptcy

Status:

CONTACT

319 Sw Washington, Happy Valley, OR 97204

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

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Columbia City Bankruptcy & Debt Lawyer, Oregon, page 6

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Evan Kelly Meltzer

Christopher Mertens

Charles J Wiseman

Ronald T Adams

Anita Gluck Manishan

Pamela E. Yee

Thomas A Gerber

Matthew A Goldberg

John Andrew Pinzelik

Christopher N Coyle

TIPS

LEGAL TERMS

DEBT COLLECTOR

DOING BUSINESS AS (DBA)

SECRET WARRANTY PROGRAM

REPOSSESSION

MEETING OF CREDITORS

PRESUMED ABUSE

REDEMPTION

SETOFF

LIABILITY

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