Comanche County, OK Bankruptcy & Debt Lawyers

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brad W. Burgess

Banking & Finance, Real Estate, Federal Trial Practice, Bankruptcy & Debt, Education

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21 N.W. 44Th Street, Lawton, OK 73505

M. Monty Hightower

Banking & Finance, Bankruptcy, Litigation, Divorce & Family Law, Power of Attorney

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21 N.W. 44Th Street, Lawton, OK 73505

John Charles Cramer

Bankruptcy & Debt

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1014 Sw B Ave, Lawton, OK 73501

Bill W. Burgess

Banking & Finance, Litigation, Credit & Debt, Real Estate

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21 N.W. 44Th Street, Lawton, OK 73505

Dan L Payton

Real Estate, Trusts, Bankruptcy, Business

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602 SW D Ave, Lawton, OK 73501

Hyman Zane Copeland

Bankruptcy, Adoption, Lending, Bankruptcy & Debt, Medical Malpractice

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525 Sw C Ave, Lawton, OK 73501

Clay Rankin Hillis

Immigration, Misdemeanor, Bankruptcy & Debt, Criminal

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602 Sw D Ave, Lawton, OK 73501

Edward William Dzialo

Insurance, Workers' Compensation, Social Security, Bankruptcy

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802 C Ave., Lawton, OK 73501

James M. Fullerton

Elder Law, Foreclosure, Social Security, Consumer Bankruptcy

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911 Sw E Ave, Lawton, OK 73501

Ralph W Newcombe

Federal Trial Practice, Insurance, Bankruptcy

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513 SW C Ave., Lawton, OK 73501

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CCCS

See Consumer Credit Counseling Service.

COLLATERAL

Property that guarantees payment of a secured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Comanche County, OK Bankruptcy & Debt Lawyers

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Brad W. Burgess

M. Monty Hightower

John Charles Cramer

Bill W. Burgess

Dan L Payton

Hyman Zane Copeland

Clay Rankin Hillis

Edward William Dzialo

James M. Fullerton

Ralph W Newcombe

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LEGAL TERMS

PRESUMED ABUSE

FRAUDULENT TRANSFER

DEFINED CONTRIBUTION PLAN

BULK SALES LAW

SOLE PROPRIETORSHIP

CHAPTER 13 BANKRUPTCY

CCCS

COLLATERAL

CURRENT MONTHLY INCOME

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