Connell Workout Lawyer, Washington, page 4

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jan Robert Armstrong

Estate Planning, Elder Law, Credit & Debt

Status: Licensed: 47 Years

CONTACT

660 Swift Blvd, Richland, WA 99352

Maryanne Spence

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 46 Years

CONTACT

503 Knight St, Richland, WA 99352

Derek Ray Johnson

Corporate, International Tax, Estate Planning, Commercial Bankruptcy

Status: Licensed: 11 Years

CONTACT

503 Knight St, Richland, WA 99352

Jacquelyn A. Brandt

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 41 Years

CONTACT

2405 W Clearwater Ave, Kennewick, WA 99336

Erica Davis

Landlord-Tenant, Criminal, Bankruptcy & Debt

Status:

CONTACT

n/a, Kennewick, WA 99336

Nicholas Alexander Breen

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 16 Years

CONTACT

5615 Broadway, Everett, WA 98203

Becky L. Black

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 90 Years

CONTACT

510 N Colorado St, Kennewick, WA 99336

Angela Rose Herman

Commercial Bankruptcy, Commercial Real Estate, Dispute Resolution, Personal Injury, Real Estate

Status: Licensed: 45 Years

CONTACT

8109 W Grandridge Blvd, Kennewick, WA 99336

Keeley LuAnne Wagner

Commercial Bankruptcy, Contract, Construction, Business

Status: Licensed: 45 Years

CONTACT

3912 W Okanogan Ave, Kennewick, WA 99336

Julie Ann Seylor

Commercial Bankruptcy, Litigation, Federal, Commercial Real Estate

Status: Licensed: 45 Years

CONTACT

510 N Colorado St, Kennewick, WA 99336

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT FILE

See credit report.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Connell Workout Lawyer, Washington, page 4

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jan Robert Armstrong

Maryanne Spence

Derek Ray Johnson

Jacquelyn A. Brandt

Erica Davis

Nicholas Alexander Breen

Becky L. Black

Angela Rose Herman

Keeley LuAnne Wagner

Julie Ann Seylor

TIPS

LEGAL TERMS

GUARANTEED RESERVATION

LIEN

TOXIC TORT

401(K) PLAN

NONDISCHARGEABLE DEBTS

GRACE PERIOD

CREDIT FILE

TRUTH IN LENDING ACT (TILA)

INTEREST

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