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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Peter Frank Kartje

Contract, Collection, Workers' Compensation, Civil Rights

Status: Licensed: 17 Years

CONTACT

1620 Willow Creek Pkwy, Chippewa Falls, WI 54729

Ardis A. Cray

Criminal, Family Law, Estate Planning, Bankruptcy

Status: Licensed: 48 Years

CONTACT

12259 65Th Ave, Chippewa Falls, WI 54729

Janet M. McDonough

Bankruptcy & Debt, Divorce & Family Law, Estate

Status: Licensed: 29 Years

CONTACT

103 North Bridge Street, Chippewa Falls, WI 54729

Howard D. White

Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy

Status: Licensed: 43 Years

CONTACT

131 S Barstow St, Eau Claire, WI 54702

John Edmund Manydeeds

Bankruptcy & Debt, Civil Rights, Social Security, Lawsuit & Dispute, Special Education

Status: Licensed: 11 Years

CONTACT

1119 Regis Ct, Eau Claire, WI 54701

Sarah E. Brown-Jager

Lawsuit & Dispute, Divorce & Family Law, Business, Bankruptcy & Debt

Status: Licensed: 14 Years

CONTACT

411 N Bridge St, Eau Claire, WI 54703

Lindsey S.M. Minser

Criminal, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 13 Years

CONTACT

3624 Oakwood Hills Pkwy, Eau Claire, WI 54702

John W. Jokela

Bankruptcy & Debt, Credit & Debt, Bankruptcy Litigation, Bankruptcy

Status: Licensed: 51 Years

CONTACT

1901 Brackett Ave, Eau Claire, WI 54701

Jon Elton Stanek

Consumer Rights, Civil Rights, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 20 Years

CONTACT

Eau Claire, WI 54703

Raymond James French

Municipal, Wills & Probate, Estate Planning, Credit & Debt

Status: Licensed: 13 Years

CONTACT

3103 Ellis Street, Eau Claire, WI 54701

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Cornell Bankruptcy & Debt Lawyer, Wisconsin

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Peter Frank Kartje

Ardis A. Cray

Janet M. McDonough

Howard D. White

John Edmund Manydeeds

Sarah E. Brown-Jager

Lindsey S.M. Minser

John W. Jokela

Jon Elton Stanek

Raymond James French

TIPS

LEGAL TERMS

DISPOSABLE INCOME

INTEREST

WINDING UP

CREDIT REPORT

GARNISHMENT

DISCHARGEABLE DEBTS

CREDIT BUREAU

DISCHARGE (OF DEBTS)

GUARANTOR

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