Crosby Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
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Tamara Hensarling Paul

Real Estate, Wills & Probate, Family Law, Bankruptcy

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1214A Stonehollow Drive, Kingwood, TX 77339

Gregg M Mielke

Litigation, Employment, Contract, Business Organization, Bankruptcy

Status:

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1214A Stonehollow Drive, Kingwood, TX 77339

Jeffrey Craig Desandro

Family Law, Criminal, Consumer Bankruptcy, Personal Injury

Status: Licensed: 24 Years

CONTACT

7544 Fm 1960 East, Humble, TX 77346

H. Steven Byers

Adoption, Bad Faith Insurance, Child Support, Collection, Personal Injury

Status: Licensed: 45 Years

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1521 Green Oak Pl, Houston, TX 77339

William W. Bivin

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 53 Years

CONTACT

3149 Cedar Knolls Dr, Houston, TX 77339

Raj Vinod Sedani

International Other, Credit & Debt, Business & Trade, Commercial Real Estate

Status: Licensed: 25 Years

CONTACT

19707 Wood Walk Lane, Humble, TX 77346

Leonard V. Schneider

Health Care Other, Business & Trade, Administrative Law, Credit & Debt

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2261 Northpark Dr, Houston, TX 77339

Melissa Rae Lanier

Litigation, Family Law, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 19 Years

CONTACT

800 Rockmead, Kingwood, TX 77339

Kenneth Clay Courville

International Tax, Estate Planning, DUI-DWI, Civil Rights, Bankruptcy

Status: Licensed: 27 Years

CONTACT

800 Rockmead Dr, Houston, TX 77339

Phil W. Green

Employee Rights, Family Law, Banking & Finance, Consumer Bankruptcy

Status: Licensed: 45 Years

CONTACT

4511 Riverside Oaks, Houston, TX 77345

800-814-6700

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LEGAL TERMS

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Crosby Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Tamara Hensarling Paul

Gregg M Mielke

Jeffrey Craig Desandro

H. Steven Byers

William W. Bivin

Raj Vinod Sedani

Leonard V. Schneider

Melissa Rae Lanier

Kenneth Clay Courville

Phil W. Green

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LEGAL TERMS

GENERAL PARTNER

GARNISHMENT

DOING BUSINESS AS (DBA)

FRAUDULENT TRANSFER

BANKRUPTCY

CREDIT COUNSELING

DISCHARGEABLE DEBTS

INTEREST

401(K) PLAN

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