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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard Boyd Alphin

Bankruptcy, Credit & Debt

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CONTACT

700 N Hurstbourne Pkwy, Louisville, KY 40222

Stephanie Rae Renner

Commercial Real Estate, Real Estate, Corporate, Business, Credit & Debt

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3203 Dinah Court, Louisville, KY 40242

Jeffrey Eugene Hiatt

Civil Rights, Corporate, Credit & Debt, Personal Injury

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802 Lily Creek Rd, Louisville, KY 40243

Vanessa Ann Robinson

Bankruptcy, Bankruptcy & Debt

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FREE CONSULTATION

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1717 Alliant Ave, Louisville, KY 40299

Samantha A Nix

Bankruptcy

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1717 Alliant Ave, Louisville, KY 40299

Stiman Kelly Gilliam

Environmental Law Other, Employee Rights, Collection, Household Mold

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3409 Cross Pointe Road, Louisville, KY 40241

Darren Carl Wolff

General Practice

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2615 Taylorsville Rd, Louisville, KY 40205

Christina Nicole Worley

Litigation, Credit & Debt

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700 N Hurstbourne Pkwy, Louisville, KY 40222

Christopher David Bush

Administrative Law, Credit & Debt, Medical Malpractice, Employee Rights, Civil Rights

Status: Licensed: 10 Years

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4055 Shelbyville Rd, Louisville, KY 40207

800-814-6700

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Crossgate Bankruptcy & Debt Lawyer, Kentucky, page 6

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Richard Boyd Alphin

Stephanie Rae Renner

Jeffrey Eugene Hiatt

Vanessa Ann Robinson

Samantha A Nix

Stiman Kelly Gilliam

Darren Carl Wolff

Christina Nicole Worley

Christopher David Bush

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LEGAL TERMS

HOUSEHOLDER

AUTOMATIC STAY

LIQUIDATING PARTNER

WORKOUT

COLLECTION AGENCY

ACCORD AND SATISFACTION

FAIR CREDIT BILLING ACT (FCBA)

PRESUMED ABUSE

FORBEARANCE

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