Cumberland County, IL Collection Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Cumberland Collection lawyer.
Below are all Cumberland lawyers.

Shon A. Park

Real Estate, Health Care, Family Law, Medical Malpractice

Status: Licensed: 40 Years

CONTACT

Greenup, IL 62428

Glenn Allen Braden

Real Estate, Federal Appellate Practice, Government, Accident & Injury

Status: Licensed: 52 Years

CONTACT

Neoga, IL 62447

Robert Bryan Cochonour

General Practice

Status: Licensed: 59 Years

CONTACT

Toledo, IL 62468

Timothy David Marshall

General Practice

Status: Licensed: 41 Years

CONTACT

689F County Road700N, Toledo, IL 62468

Scott A. Huber

Military & Veterans Appeals, Personal Injury, Litigation

Status: Licensed: 29 Years

CONTACT

Toledo, IL 62468

John O. Cutright

General Practice

Status: Licensed: 58 Years

CONTACT

Toledo, IL 62468

Jonathan Tyler Braden

General Practice

Status: Licensed: 14 Years

CONTACT

Toledo, IL 62468

Sarah Brooke Holsapple

Real Estate, Federal Appellate Practice, Estate, Business

Status: Licensed: 21 Years

CONTACT

101 E Adams St, Toledo, IL 62468

Mervin Wolfe

Traffic, Workers' Compensation, Criminal, Civil Rights

Status: Licensed: 27 Years

CONTACT

204 South Meridian Street, Toledo, IL 62468

Kristen Flood

General Practice

Status: Licensed: 9 Years

CONTACT

951 County Road 450 N, Toledo, IL 62468

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Cumberland County, IL Collection Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Shon A. Park

Glenn Allen Braden

Robert Bryan Cochonour

Timothy David Marshall

Scott A. Huber

John O. Cutright

Jonathan Tyler Braden

Sarah Brooke Holsapple

Mervin Wolfe

Kristen Flood

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

AUTOMATIC STAY

ABUSE

FAIR CREDIT BILLING ACT (FCBA)

UNDUE HARDSHIP

LIQUIDATING PARTNER

CHAPTER 13 BANKRUPTCY

GUARANTEED RESERVATION

DISPOSABLE INCOME

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