Cynthiana Bankruptcy & Debt Lawyer, Ohio, page 5

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Diana Kathleen Hollingsworth

Tax, Federal Appellate Practice, Estate, Collection

Status: Licensed: 21 Years

CONTACT

2538 Mt Carmel Rd, Jamestown, OH 45335

L. Steven Brooks

International Other, Estate, Corporate, Commercial Bankruptcy

Status: Licensed: 38 Years

CONTACT

27 East Columbus St, Mount Sterling, OH 43143

Mark Andrew Ochsenbein

Family Law, Corporate, Commercial Bankruptcy, Medical Malpractice

Status: Licensed: 48 Years

CONTACT

8 Oak St, Jackson, OH 45640

Michael Stephen Pfeffer

Federal Appellate Practice, Family Law, Elder Law, Bankruptcy

Status: Licensed: 52 Years

CONTACT

112 Main St, Ripley, OH 45167

William Steven Cole

Real Estate, Federal Appellate Practice, Corporate, Commercial Bankruptcy, Criminal

Status: Licensed: 48 Years

CONTACT

227 E Main St, Jackson, OH 45640

Lynn Alan Grimshaw

Litigation, Government, Bankruptcy, Medical Malpractice

Status: Licensed: 50 Years

CONTACT

8055 Hayport Road, Wheelersburg, OH 45694

Jeffry Drew Ferguson

Real Estate, Juvenile Law, Bankruptcy, Personal Injury

Status: Licensed: 40 Years

CONTACT

424 W Plane St, Bethel, OH 45106

Christopher Alan Murray

Estate Planning, Estate, Family Law, Criminal, Bankruptcy

Status: Licensed: 33 Years

CONTACT

61 Greene St, Bellbrook, OH 45385

Ronald Patrick Keller

Family Law, Corporate, Bankruptcy, Medical Malpractice

Status: Licensed: 52 Years

CONTACT

85 W Main St, Bellbrook, OH 45385

David Larry Phipps

Estate, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 50 Years

CONTACT

53 W Main St, Xenia, OH 45385

800-814-6700

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LEGAL TERMS

CREDIT FILE

See credit report.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Cynthiana Bankruptcy & Debt Lawyer, Ohio, page 5

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Diana Kathleen Hollingsworth

L. Steven Brooks

Mark Andrew Ochsenbein

Michael Stephen Pfeffer

William Steven Cole

Lynn Alan Grimshaw

Jeffry Drew Ferguson

Christopher Alan Murray

Ronald Patrick Keller

David Larry Phipps

TIPS

LEGAL TERMS

CREDIT FILE

LOSS DAMAGE WAIVER (LDW)

DOING BUSINESS AS (DBA)

GUARANTEED RESERVATION

TRUTH IN LENDING ACT (TILA)

INTEREST

WORKOUT

PRESUMED ABUSE

CREDIT REPORT

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