Davenport Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Scott Dean Meyer

Corporate, International Other, Employment Discrimination, Consumer Bankruptcy

Status: Licensed: 30 Years

CONTACT

1603 S Garfield Rd, Airway Heights, WA 99001

Laura Reed

Commercial Real Estate, Agriculture, Corporate, Credit & Debt

Status: Licensed: 18 Years

CONTACT

2001 S Flint Rd, Spokane, WA 99224

Michelle Lynn Carbon

International Tax, Federal, Corporate, Commercial Bankruptcy

Status: Licensed: 18 Years

CONTACT

10205 N Navaho Dr, Spokane, WA 99208

Stephen Kerr Eugster

Contract, Bankruptcy, Elder Law, Family Law

Status: Licensed: 56 Years

CONTACT

2418 W Pacific Ave, Spokane, WA 99201

Robert Dewey Miller

State Government, Government, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 48 Years

CONTACT

844 N Summit Blvd, Spokane, WA 99201

Julio Morley

Family Law, Personal Injury, Business & Trade, Commercial Bankruptcy

Status: Licensed: 47 Years

CONTACT

21407 N Monroe Rd, Spokane, WA 99208

Laura A Dowty

Wills, Estate Planning, Family Law, Collection

Status: Licensed: 24 Years

CONTACT

2609 W Broadway Ave, Spokane, WA 99201

Kim Taylor Dunn

Credit & Debt, Collection, Consumer Bankruptcy, International Tax

Status: Licensed: 35 Years

CONTACT

2631 W Dell Dr, Spokane, WA 99208

William J Sorcinelli

Estate Planning, Civil Rights, Collection, Personal Injury

Status: Licensed: 46 Years

CONTACT

2610 W Woodside Ave, Spokane, WA 99208

Paul J. Wasson

Criminal, Collection, Bankruptcy & Debt

Status: Licensed: 51 Years

CONTACT

2318 W Gordon Ave, Spokane, WA 99205

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

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Davenport Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Scott Dean Meyer

Laura Reed

Michelle Lynn Carbon

Stephen Kerr Eugster

Robert Dewey Miller

Julio Morley

Laura A Dowty

Kim Taylor Dunn

William J Sorcinelli

Paul J. Wasson

TIPS

LEGAL TERMS

UNDUE HARDSHIP

CREDIT INSURANCE

SOLE PROPRIETORSHIP

NONDISCHARGEABLE DEBTS

TRADE NAME

DEBIT CARD

CURRENT MONTHLY INCOME

MEANS TEST

FAIR LABOR STANDARDS ACT (FLSA)

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