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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John A. Bachelor

Antitrust, Banking & Finance, Bankruptcy, Corporate

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921 Main Street, Duncan, OK 73534

Michael Charles Flanagan

Bankruptcy, Elder Law, Adoption, Oil & Gas

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301 N Broadway Street, Walters, OK 73572

Brad W. Burgess

Banking & Finance, Real Estate, Federal Trial Practice, Bankruptcy & Debt, Education

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21 N.W. 44Th Street, Lawton, OK 73505

M. Monty Hightower

Banking & Finance, Bankruptcy, Litigation, Divorce & Family Law, Power of Attorney

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21 N.W. 44Th Street, Lawton, OK 73505

Bill W. Burgess

Banking & Finance, Litigation, Credit & Debt, Real Estate

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21 N.W. 44Th Street, Lawton, OK 73505

John Charles Cramer

Bankruptcy & Debt

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1014 Sw B Ave, Lawton, OK 73501

Dan L Payton

Real Estate, Trusts, Bankruptcy, Business

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602 SW D Ave, Lawton, OK 73501

Clay Rankin Hillis

Immigration, Misdemeanor, Bankruptcy & Debt, Criminal

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602 Sw D Ave, Lawton, OK 73501

Edward William Dzialo

Insurance, Workers' Compensation, Social Security, Bankruptcy

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802 C Ave., Lawton, OK 73501

Hyman Zane Copeland

Bankruptcy, Adoption, Lending, Bankruptcy & Debt, Medical Malpractice

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525 Sw C Ave, Lawton, OK 73501

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Devol Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

John A. Bachelor

Michael Charles Flanagan

Brad W. Burgess

M. Monty Hightower

Bill W. Burgess

John Charles Cramer

Dan L Payton

Clay Rankin Hillis

Edward William Dzialo

Hyman Zane Copeland

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LEGAL TERMS

DISCHARGE (OF DEBTS)

COSIGNER

CREDIT COUNSELING

FRAUDULENT TRANSFER

REAFFIRMATION

FAIR CREDIT BILLING ACT (FCBA)

PRIORITY DEBT

LIEN

CHAPTER 13 PLAN

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