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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Steve D. Vidmer

Bankruptcy, Bankruptcy Litigation, Corporate, Child Support

Status:

FREE CONSULTATION

CONTACT

508 Broadway, Paducah, KY 42001

Chris Hendricks

Collection, Medical Malpractice, Workers' Compensation, Elder Law

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CONTACT

211 South 12Th Street, Murray, KY 42071

Rob Goff

Bankruptcy, Banking & Finance, Construction, Trusts

Status: Licensed: 14 Years

CONTACT

Paducah, KY 42002

G. Kent Price

Reorganization, Government Contract, Energy, Property & Casualty

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CONTACT

201 Broadway, Paducah, KY 42001

Todd Andrew Farmer

Motor Vehicle, Dispute Resolution, Bankruptcy, Car Accident, Insurance

Status:

CONTACT

4975 Alben Barkley Dr, Paducah, KY 42002

Samuel Joseph Wright

Immigration, Divorce, Consumer Protection, Bankruptcy

Status:

CONTACT

4975 Alben Barkely Drive, Paducah, KY 42002

Robert C Manchester

Bankruptcy, Family Law, Civil Rights, Estate Planning

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CONTACT

535 Broadway, Paducah, KY 42001

Phillip Lynn Little

Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

Paducah, KY 42002

Jeffery Alford

Divorce, Child Custody, DUI-DWI, Criminal, Collection

Status:

CONTACT

Paducah, KY 42002

Jacqueline K Stonecipher

Real Estate, Military & Veterans Appeals, Commercial Bankruptcy

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CONTACT

1527 Gleneagles Dr, Paducah, KY 42001

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Dexter Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Steve D. Vidmer

Chris Hendricks

Rob Goff

G. Kent Price

Todd Andrew Farmer

Samuel Joseph Wright

Robert C Manchester

Phillip Lynn Little

Jeffery Alford

Jacqueline K Stonecipher

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

TOXIC TORT

CHAPTER 7 BANKRUPTCY

ACCORD AND SATISFACTION

TRUTH IN LENDING ACT (TILA)

COSIGNER

LIEN

UNDUE HARDSHIP

DEBIT CARD

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