Drakesboro Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Russell L Croley

Commercial Real Estate, Estate Planning, Bankruptcy

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1601 W Everly Brothers, Central City, KY 42330

John Baird

Real Estate, Bankruptcy, Bankruptcy & Debt, Workers' Compensation

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135 South Main Street, Greenville, KY 42345

Perry M Lewis

Real Estate, Estate, Family Law, Bankruptcy, Elder Law

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720 Clay St, Hartford, KY 42347

Alicia Carol Johnson

Divorce & Family Law, DUI-DWI, Insurance, Bankruptcy

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Russellville, KY 42276

Maurice Reeves Little

Bankruptcy, Bankruptcy & Debt, Other

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1917 Versnick Drive, Madisonville, KY 42431

Tonya Hightowe Fleming

Employment, Bankruptcy, Workers' Compensation, Mediation

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184 Poole Mill Rd, Crofton, KY 42217

Maria C. Stewart

Business, Bankruptcy, Bankruptcy & Debt, Civil Rights

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Bowling Green, KY 42102

David E Arvin

Real Estate, Energy, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

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Hopkinsville, KY 42241

Brett Alan Reynolds

Real Estate, Immigration, Health Care Other, Bankruptcy

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1101 College St, Bowling Green, KY 42102

Kevin Leslie Goff

Family Law, Criminal, Corporate, Bankruptcy

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1104 Fairview Avenue, Bowling Green, KY 42102

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CCCS

See Consumer Credit Counseling Service.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Drakesboro Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Russell L Croley

John Baird

Perry M Lewis

Alicia Carol Johnson

Maurice Reeves Little

Tonya Hightowe Fleming

Maria C. Stewart

David E Arvin

Brett Alan Reynolds

Kevin Leslie Goff

TIPS

LEGAL TERMS

DISPOSABLE INCOME

FAIR CREDIT BILLING ACT (FCBA)

401(K) PLAN

CHAPTER 7 BANKRUPTCY

TRADE DRESS

CREDIT REPORT

CCCS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

TRUTH IN LENDING ACT (TILA)

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