Dutchess County, NY Workout Lawyers, page 8

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Phillip Shatz

Landlord-Tenant

Status: In Good Standing

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x, Poughkeepsie, NY 12602

Daniel Cade Stafford

Industry Specialties, Family Law, Civil & Human Rights, Business

Status: In Good Standing

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63 Washington St, Poughkeepsie, NY 12601

Ralph Andrew Beisner

Family Law

Status: In Good Standing

CONTACT

63 Washington St, Poughkeepsie, NY 12601

Lance Newman Portman

Education, Real Estate, Motor Vehicle, Family Law

Status: In Good Standing

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Poughkeepsie, NY 12602

Albert Martin Rosenblatt

Lawsuit & Dispute, Family Law

Status: In Good Standing

CONTACT

63 Washington St, Poughkeepsie, NY 12601

David Lewis Posner

Traffic, Litigation, Family Law, Elder Law

Status: In Good Standing

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63 Washington St, Poughkeepsie, NY 12601

Robert Edward Noe

Divorce & Family Law

Status: In Good Standing Licensed: 32 Years

CONTACT

80 Washington St, Poughkeepsie, NY 12601

Michael R. Varble

Juvenile Law, Sex Discrimination, Family Law, Property & Casualty

Status: Suspended

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55 Market St, Poughkeepsie, NY 12601

Carla Scotti Tesoro

Divorce & Family Law, Criminal

Status: In Good Standing

CONTACT

50 Market St, Poughkeepsie, NY 12601

Glenn R. Bruno

Traffic, Litigation, DUI-DWI, Criminal

Status: In Good Standing

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11 Market Street, Poughkeepsie, NY 12601

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Dutchess County, NY Workout Lawyers, page 8

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Phillip Shatz

Daniel Cade Stafford

Ralph Andrew Beisner

Lance Newman Portman

Albert Martin Rosenblatt

David Lewis Posner

Robert Edward Noe

Michael R. Varble

Carla Scotti Tesoro

Glenn R. Bruno

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LEGAL TERMS

WORKOUT

COLLECTION AGENCY

TRADE NAME

LIEN

WINDING UP

CREDIT COUNSELING

HOUSEHOLDER

FAIR CREDIT REPORTING ACT (FCRA)

ACCORD AND SATISFACTION

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