Eagle Bay Collection Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Eagle Bay Collection lawyer.
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Timothy David Foley

General Practice

Status: Licensed: 51 Years

CONTACT

2973 State Route 28, Old Forge, NY 13420

George J. Villiere

General Practice

Status: Licensed: 52 Years

CONTACT

214 Gray Lake Road, Old Forge, NY 13420

Peter A. Shannon

General Practice

Status: Licensed: 45 Years

CONTACT

199 Easka Rd, Old Forge, NY 13420

Richard M. Baumeister

General Practice

Status: Licensed: 47 Years

CONTACT

Inlet, NY 13360

Susan J. Kraeger

General Practice

Status: Licensed: 39 Years

CONTACT

Brantingham, NY 13312

John W. Barrett

Real Estate, Health Care, Civil & Human Rights

Status: Licensed: 50 Years

CONTACT

Brantingham, NY 13312

Richard C. Cummings

Real Estate, Employment, Bankruptcy & Debt

Status: Licensed: 70 Years

CONTACT

6435 E Shore Rd, Glenfield, NY 13343

Edgar S. K. Merrell

Commercial Real Estate, Real Estate, Estate Planning, Business & Trade

Status: Licensed: 46 Years

CONTACT

Lowville, NY 13367

Jonathan W. Miller

General Practice

Status: Licensed: 44 Years

CONTACT

Lowville, NY 13367

Stephen Royston Spring

Other, Government, Civil & Human Rights, Business

Status: Licensed: 54 Years

CONTACT

Woodgate, NY 13494

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CCCS

See Consumer Credit Counseling Service.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Eagle Bay Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Timothy David Foley

George J. Villiere

Peter A. Shannon

Richard M. Baumeister

Susan J. Kraeger

John W. Barrett

Richard C. Cummings

Edgar S. K. Merrell

Jonathan W. Miller

Stephen Royston Spring

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

REDEMPTION

MEANS TEST

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

CCCS

SECURED DEBT

TRUTH IN LENDING ACT (TILA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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