East Rochester Bankruptcy & Debt Lawyer, Ohio, page 2

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Douglas Anthony King

Family Law, Administrative Law, Bankruptcy, Personal Injury

Status: Licensed: 34 Years

CONTACT

260 W Lincoln Way, Lisbon, OH 44432

Kathleen Jean Rice-Bartlett

Federal Appellate Practice, Estate Planning, Family Law, Bankruptcy

Status: Licensed: 32 Years

CONTACT

105 S Market St, Lisbon, OH 44432

Kathleen Bartlett

Bankruptcy, Family Law, Estate Planning, Federal Appellate Practice

Status: Licensed: 32 Years

CONTACT

105 S Market St, Lisbon, OH 44432

Jeffrey Max Haupt

Workers' Compensation, Family Law, Criminal, Bankruptcy

Status: Licensed: 14 Years

CONTACT

526 E Main St, Alliance, OH 44601

William Frick Morris

Family Law, Corporate, Commercial Bankruptcy, Personal Injury

Status: Licensed: 54 Years

CONTACT

520 E Main St, Alliance, OH 44601

John Egan Haupt

Employment, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 42 Years

CONTACT

950 S. Sawburg Rd., Alliance, OH 44601

Timothy Alund Barry

Real Estate, Agriculture, Banking & Finance, Commercial Bankruptcy, Electronic Commerce

Status:

CONTACT

600 E State St, Salem, OH 44460

Charles Albert Kidder

Motor Vehicle, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 19 Years

CONTACT

409 East Second Street, Salem, OH 44460

William B. Shetler

Family Law, Corporate, Collection, Personal Injury

Status: Licensed: 53 Years

CONTACT

1967 Glamorgan St, Alliance, OH 44601

Barbara Jean Plummer

Corporate, Bankruptcy, Personal Injury, Family Law

Status: Licensed: 40 Years

CONTACT

1265 East State Street, Salem, OH 44460

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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East Rochester Bankruptcy & Debt Lawyer, Ohio, page 2

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Douglas Anthony King

Kathleen Jean Rice-Bartlett

Kathleen Bartlett

Jeffrey Max Haupt

William Frick Morris

John Egan Haupt

Timothy Alund Barry

Charles Albert Kidder

William B. Shetler

Barbara Jean Plummer

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DEBT COLLECTOR

LIABILITY

CREDIT BUREAU

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DOING BUSINESS AS (DBA)

CREDIT INSURANCE

CHAPTER 13 BANKRUPTCY

CHAPTER 13 PLAN

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