East Templeton Bankruptcy & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jerome L. Benson

Divorce, DUI-DWI, Criminal, Bankruptcy

Status:

FREE CONSULTATION

CONTACT

1990 Massachusetts Avenue, Lunenburg, MA 01462

David Lima

Commercial Real Estate, Bankruptcy & Debt

Status:

CONTACT

181 Main Street, Athol, MA 01331

Phillips Davis

Real Estate, Environmental Law Other, Business, Bankruptcy

Status: Licensed: 60 Years

CONTACT

10 Bay Path Drive, Boylston, MA 01505

L Stephen McCready

Business Organization, Bankruptcy & Debt, Corporate, Bankruptcy & Debt

Status: Licensed: 43 Years

CONTACT

305-D Ridgefield Circle, Clinton, MA 01510

Paul F. Dauphinee

Bankruptcy

Status: Licensed: 45 Years

CONTACT

10 Oliver Street, Fitchburg, MA 01420

David M. Nickless

Business, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

625 Main Street, Fitchburg, MA 01420

Paul A. Laroche

Real Estate, Employment, Divorce & Family Law, Bankruptcy & Debt

Status:

CONTACT

338 Elm Street, Gardner, MA 01440

Amy C. Chisholm

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

19 Sherwood Hill Drive, Holden, MA 01520

Michael D. Gorman

Trusts, Elder Law, Insurance, Bankruptcy

Status:

CONTACT

800 Main Street, Holden, MA 01520

Lucille Brennan

Real Estate, Lawsuit & Dispute, Environmental Law, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

17 Timber Lane, Holden, MA 01520

800-814-6700

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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East Templeton Bankruptcy & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Jerome L. Benson

David Lima

Phillips Davis

L Stephen McCready

Paul F. Dauphinee

David M. Nickless

Paul A. Laroche

Amy C. Chisholm

Michael D. Gorman

Lucille Brennan

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LEGAL TERMS

AUTOMATIC STAY

UNDUE HARDSHIP

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SECURED DEBT

COLLATERAL

CHAPTER 13 PLAN

DISCHARGE (OF DEBTS)

COSIGNER

GRACE PERIOD

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