East Winthrop Bankruptcy & Debt Lawyer, Maine

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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Stanley F. Greenberg

Contract, Credit & Debt, Collection, Bankruptcy

Status: Licensed: 48 Years

CONTACT

East Winthrop, ME 04343

Kim M. Vandermeulen

Real Estate, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 49 Years

CONTACT

30B Summer Street, Winthrop, ME 04364

John D. Pelletier

Personal Injury, Bankruptcy

Status: Licensed: 40 Years

CONTACT

Readfield, ME 04355

Donald J. Gasink

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: Licensed: 52 Years

CONTACT

74 Winthrop Street, Augusta, ME 04330

Douglas F. Jennings

Real Estate, Business, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 44 Years

CONTACT

115 Water St, Hallowell, ME 04347

Mark E. Susi

Lawsuit & Dispute, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

35 State House Station, Augusta, ME 04333

Peter Malia

Estate Planning, Civil Rights, Collection, Personal Injury

Status: Licensed: 32 Years

CONTACT

1 Court Street, Augusta, ME 04330

Lucas Alejandro Cuellar

Immigration, Civil & Human Rights, Contract, Credit & Debt

Status: Licensed: 11 Years

CONTACT

3 Maple St, Hallowell, ME 04347

John Edward Belisle

Personal Injury, Credit & Debt, Insurance, Litigation, Construction

Status: Licensed: 5 Years

CONTACT

6 State House Station, Augusta, ME 04333

Paul L. Bourget

Immigration, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 40 Years

CONTACT

187 Bowman Street, Farmingdale, ME 04344

800-814-6700

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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East Winthrop Bankruptcy & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Stanley F. Greenberg

Kim M. Vandermeulen

John D. Pelletier

Donald J. Gasink

Douglas F. Jennings

Mark E. Susi

Peter Malia

Lucas Alejandro Cuellar

John Edward Belisle

Paul L. Bourget

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LEGAL TERMS

GUARANTOR

FRATERNAL BENEFIT SOCIETY BENEFITS

DEBIT CARD

MEANS TEST

S CORPORATION

IRS EXPENSES

WORKOUT

ADMINISTRATIVE EXPENSES

401(K) PLAN

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