Elkton Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Julia Manela

Business Organization, Business, Commercial Bankruptcy, Bankruptcy Litigation

Status:

CONTACT

101 East Broadway, Eugene, OR 97401

Wilson "Bo" Muhlheim

Corporate, Credit & Debt, Bankruptcy Litigation, Bankruptcy

Status:

CONTACT

88 East Broadway, Eugene, OR 97401

Natalie C. Scott

Federal Appellate Practice, Children's Rights, Bankruptcy Litigation, Bankruptcy

Status:

CONTACT

The Scott Law Group, Eugene, OR 97401

Kim Covington

Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy

Status: Licensed: 26 Years

CONTACT

2440 Willamette Street, Eugene, OR 97402

Kent Anderson

Consumer Bankruptcy, Foreclosure, Tax, Bankruptcy

Status: Licensed: 47 Years

CONTACT

888 W Park St, Eugene, OR 97401

Alan G Seligson

Bankruptcy & Debt, Workout, Collection

Status: Licensed: 37 Years

CONTACT

142 West 8th Avenue, Eugene, OR 97401

Carrie L. Hellwig Christopher

Intellectual Property, Science, Technology & Internet, Corporate, Reorganization

Status:

CONTACT

180 East 11Th Avenue, Eugene, OR 97401

Thomas Pe Herrmann

Land Use & Zoning, International Tax, Corporate, Commercial Bankruptcy

Status: Licensed: 37 Years

CONTACT

975 Oak St, Eugene, OR 97401

Vittal Patel

Contract, Litigation, Family Law, Bankruptcy & Debt

Status:

CONTACT

245 East 4Th Avenue, Eugene, OR 97401

Margaret Eliza Steel

Bankruptcy & Debt, Personal Injury

Status: Licensed: 21 Years

CONTACT

1400 Executive Pkwy, Eugene, OR 97440

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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Elkton Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Julia Manela

Wilson "Bo" Muhlheim

Natalie C. Scott

Kim Covington

Kent Anderson

Alan G Seligson

Carrie L. Hellwig Christopher

Thomas Pe Herrmann

Vittal Patel

Margaret Eliza Steel

TIPS

LEGAL TERMS

IRS EXPENSES

UNDUE HARDSHIP

CURRENT MONTHLY INCOME

CHAPTER 13 BANKRUPTCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

ABUSE

ACCORD AND SATISFACTION

FAIR CREDIT REPORTING ACT (FCRA)

C CORPORATION

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