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Chauncey Henry
About | Practice Areas
Henry Law
825 E Gate Blvd Suite 106 Garden City, NY 11530» view map
Employment, Bankruptcy, Criminal, FMLA, Civil
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We practice in an array of practice areas, and employ modern technology in helping you achieve your legal objectives.

800-974-2431
1. Chauncey Henry Garden City, NY
  Attorney at Law- NY
  Southern University Law Center, J.D. 2011
2. AboutHenry Law
  The Difference.
3. Practice AreasExpertise
  Employment
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Joel Cohen

Criminal, Corporate, Collection

Status: In Good Standing

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Cherokee Station, New York, NY 10021

Mitchell R Friedman

Construction, Criminal, Corporate, Bankruptcy

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11 Park Place, New York, NY 10007

S. Stewart Smith

Administrative Law, Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy

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270 Madison Avenue, New York, NY 10016

Talaiya Ahmed

Alimony & Spousal Support, Corporate, Collection, Divorce

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415 Madison Avenue, New York, NY 10017

Samuel E. Friedman

Construction, Criminal, Corporate, Bankruptcy

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11 Park Place, New York, NY 10007

Joshua G. Losardo

Condominiums, Administrative Law, Credit & Debt, Bankruptcy

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270 Madison Avenue, New York, NY 10016

Zhijun Liu

Administrative Law, Asylum, Bankruptcy, Business Organization

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225 Broadway, New York, NY 10007

Robert R. Leinwand

Bankruptcy, Bankruptcy & Debt

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1345 Avenue of the Americas, New York, NY 10105

William J. Cortellessa

Estate Planning, Consumer Protection, Corporate, Collection

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292 Madison Avenue, New York, NY 10017

Jerry C. Feuerstein

Antitrust, Bankruptcy, Corporate, Business Organization

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360 Lexington Avenue, New York, NY 10017

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FCBA

See Fair Credit Billing Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Elmhurst Bankruptcy & Debt Lawyer, New York, page 4

Sponsored Law Firm

Henry Law

SPONSORED LAWYERS

Joel Cohen

Mitchell R Friedman

S. Stewart Smith

Talaiya Ahmed

Samuel E. Friedman

Joshua G. Losardo

Zhijun Liu

Robert R. Leinwand

William J. Cortellessa

Jerry C. Feuerstein

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LEGAL TERMS

SUBROGATION

TRUTH IN LENDING ACT (TILA)

CREDIT INSURANCE

FCBA

LIEN

MEETING OF CREDITORS

LOSS DAMAGE WAIVER (LDW)

ACCORD AND SATISFACTION

TRADE NAME

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