Eolia Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kristyn Danielle Densmore-Smith

General Practice

Status:

CONTACT

111 Hill Drive, Chavies, KY 41727

Russell Darren Alred

Corporate, Corporate, Credit & Debt, Civil Rights, Estate Planning

Status:

CONTACT

101 South Main Street, Harlan, KY 40831

Danny Lee Lunsford

Divorce & Family Law, Criminal, Administrative Law, Credit & Debt

Status:

CONTACT

115 E Central St, Harlan, KY 40831

Fred Norman Owens

Bankruptcy

Status:

CONTACT

309 N Main St, Harlan, KY 40831

Charles Wayne Hancock

General Practice

Status:

CONTACT

263 Old Harold Road, Harold, KY 41635

Shasta K Mullins

Bankruptcy & Debt, Civil Rights, Lawsuit & Dispute, Bankruptcy

Status: Licensed: 12 Years

CONTACT

264 E Main St, Hazard, KY 41701

Charnel Marie Burton

Bankruptcy & Debt, Bankruptcy, Family Law, Employee Rights

Status:

CONTACT

600 High St, Hazard, KY 41701

Charlotte Darl Johnson

Bankruptcy, Medical Malpractice, Elder Law, Juvenile Law

Status:

CONTACT

257 Combs Rd, Hazard, KY 41701

C Darlene Johnson

Bankruptcy

Status:

CONTACT

257 Combs Rd, Hazard, KY 41701

Heidi A. Hopfensperger

Accident & Injury, Consumer Bankruptcy

Status:

CONTACT

48 A Independence Drive, Hazard, KY 41701

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Eolia Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Kristyn Danielle Densmore-Smith

Russell Darren Alred

Danny Lee Lunsford

Fred Norman Owens

Charles Wayne Hancock

Shasta K Mullins

Charnel Marie Burton

Charlotte Darl Johnson

C Darlene Johnson

Heidi A. Hopfensperger

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LEGAL TERMS

CREDITOR

DOING BUSINESS AS (DBA)

COLLECTION AGENCY

SUBROGATION

TRUTH IN LENDING ACT (TILA)

TOXIC TORT

CREDIT INSURANCE

FORBEARANCE

BANKRUPTCY

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