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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kristyn Danielle Densmore-Smith

General Practice

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111 Hill Drive, Chavies, KY 41727

Russell Darren Alred

Corporate, Corporate, Credit & Debt, Civil Rights, Estate Planning

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101 South Main Street, Harlan, KY 40831

Danny Lee Lunsford

Divorce & Family Law, Criminal, Administrative Law, Credit & Debt

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115 E Central St, Harlan, KY 40831

Fred Norman Owens

Bankruptcy

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309 N Main St, Harlan, KY 40831

Charles Wayne Hancock

General Practice

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263 Old Harold Road, Harold, KY 41635

Shasta K Mullins

Lawsuit & Dispute, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 11 Years

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264 E Main St, Hazard, KY 41701

Charnel Marie Burton

Bankruptcy & Debt, Bankruptcy, Family Law, Employee Rights

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600 High St, Hazard, KY 41701

Charlotte Darl Johnson

Bankruptcy, Medical Malpractice, Elder Law, Juvenile Law

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257 Combs Rd, Hazard, KY 41701

C Darlene Johnson

Bankruptcy

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257 Combs Rd, Hazard, KY 41701

Heidi A. Hopfensperger

General Practice

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48 A Independence Drive, Hazard, KY 41701

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT FILE

See credit report.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Eolia Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Kristyn Danielle Densmore-Smith

Russell Darren Alred

Danny Lee Lunsford

Fred Norman Owens

Charles Wayne Hancock

Shasta K Mullins

Charnel Marie Burton

Charlotte Darl Johnson

C Darlene Johnson

Heidi A. Hopfensperger

TIPS

LEGAL TERMS

SUBROGATION

GUARANTEED RESERVATION

CREDIT FILE

LIQUIDATING PARTNER

BULK SALES LAW

COSIGNER

COLLECTION AGENCY

FORBEARANCE

GENERAL PARTNER

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