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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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George W. Redder

Corporate, Business Organization, Bankruptcy, Divorce

Status:

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243 Wall Street, Kingston, NY 12401

Saraa A. Zeayter

Real Estate, Bankruptcy

Status: Licensed: 19 Years

CONTACT

1520 Route 9W, West Park, NY 12493

Charles Erwin Tebbe

Commercial Bankruptcy, Insurance, Litigation

Status: Licensed: 34 Years

CONTACT

35 Pine Woods Rd, Hyde Park, NY 12538

Melvin Paul Spivak

Government, Bankruptcy & Debt

Status: Licensed: 48 Years

CONTACT

110 S Cross Rd, Staatsburg, NY 12580

Richard B. Levin

Commercial Real Estate, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 50 Years

CONTACT

143 Browning Rd, Hyde Park, NY 12538

Jon A Simonson

Alimony & Spousal Support, Criminal, Corporate, Bankruptcy, Estate

Status: Licensed: 46 Years

CONTACT

3 Academy St, New Paltz, NY 12561

Lillian Sandra Weigert

Construction, Real Estate, Estate, Bankruptcy & Debt

Status: Licensed: 49 Years

CONTACT

80 Washington St, Poughkeepsie, NY 12601

Dannielle Cole O'Toole

Income Tax, Employee Rights, Banking & Finance, Collection

Status: Licensed: 11 Years

CONTACT

110 Main St, Poughkeepsie, NY 12601

Melvin Thomas Higgins

Real Estate, Child Support, Banking & Finance, Bankruptcy

Status: Licensed: 54 Years

CONTACT

195 Wall St, Kingston, NY 12401

Rebecca Ann Millouras-Lettre

Family Law, Divorce & Family Law, Bankruptcy & Debt

Status:

CONTACT

736 Broadway, Kingston, NY 12401

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Esopus Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

George W. Redder

Saraa A. Zeayter

Charles Erwin Tebbe

Melvin Paul Spivak

Richard B. Levin

Jon A Simonson

Lillian Sandra Weigert

Dannielle Cole O'Toole

Melvin Thomas Higgins

Rebecca Ann Millouras-Lettre

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LEGAL TERMS

CURRENT MONTHLY INCOME

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

WINDING UP

FAIR CREDIT REPORTING ACT (FCRA)

COLLECTION AGENCY

DISPOSABLE INCOME

MEANS TEST

FDCPA

NUISANCE FEES

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