Everett Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gregory L. Davies

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status:

CONTACT

3721 Colby Ave, Everett, WA 98201

David Roderick Coombs

Landlord-Tenant, Family Law, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 11 Years

CONTACT

2822 Colby Avenue, Everett, WA 98201

Diane Lynn Weyrick

Landlord-Tenant, Credit & Debt, Family Law, Bankruptcy

Status: Licensed: 21 Years

CONTACT

2920 Colby Ave, Everett, WA 98201

Elisabeth Pualani Lindsley

Landlord-Tenant, Labor Law, Civil Rights, Credit & Debt

Status: Licensed: 13 Years

CONTACT

4618 Basswood Dr, Everett, WA 98203

Steven B Shea

Estate, Family Law, Divorce & Family Law, Credit & Debt

Status: Licensed: 45 Years

CONTACT

3014 Hoyt Ave, Everett, WA 98201

Brad Puffpaff

Federal, Estate Planning, Contract, Credit & Debt

Status: Licensed: 46 Years

CONTACT

4620 200Th St Sw, Lynnwood, WA 98036

Christopher Paul Raymond

Credit & Debt, Bankruptcy

Status: Licensed: 30 Years

CONTACT

7100 Evergreen Way, Everett, WA 98203

Robert Edgar Welch

Corporate, Credit & Debt, Elder Law, Family Law

Status: Licensed: 57 Years

CONTACT

10525 State Ave, Marysville, WA 98271

Michael Healy

Federal, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 22 Years

CONTACT

19410 Hwy 99, Lynnwood, WA 98036

Kimberly Jean Macleod

Immigration, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

126 3Rd Ave S, Edmonds, WA 98020

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COLLATERAL

Property that guarantees payment of a secured debt.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Everett Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Gregory L. Davies

David Roderick Coombs

Diane Lynn Weyrick

Elisabeth Pualani Lindsley

Steven B Shea

Brad Puffpaff

Christopher Paul Raymond

Robert Edgar Welch

Michael Healy

Kimberly Jean Macleod

TIPS

LEGAL TERMS

FDCPA

LIEN

CREDIT REPORT

DEFINED CONTRIBUTION PLAN

ABUSE

COLLATERAL

GARNISHMENT

GUARANTEED RESERVATION

LOSS DAMAGE WAIVER (LDW)

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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