Everett Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Gregory L. Davies

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status:

CONTACT

3721 Colby Ave, Everett, WA 98201

David Roderick Coombs

Landlord-Tenant, Family Law, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 11 Years

CONTACT

2822 Colby Avenue, Everett, WA 98201

Diane Lynn Weyrick

Landlord-Tenant, Credit & Debt, Family Law, Bankruptcy

Status: Licensed: 21 Years

CONTACT

2920 Colby Ave, Everett, WA 98201

Elisabeth Pualani Lindsley

Landlord-Tenant, Labor Law, Civil Rights, Credit & Debt

Status: Licensed: 13 Years

CONTACT

4618 Basswood Dr, Everett, WA 98203

Steven B Shea

Estate, Family Law, Divorce & Family Law, Credit & Debt

Status: Licensed: 45 Years

CONTACT

3014 Hoyt Ave, Everett, WA 98201

Brad Puffpaff

Federal, Estate Planning, Contract, Credit & Debt

Status: Licensed: 46 Years

CONTACT

4620 200Th St Sw, Lynnwood, WA 98036

Christopher Paul Raymond

Credit & Debt, Bankruptcy

Status: Licensed: 30 Years

CONTACT

7100 Evergreen Way, Everett, WA 98203

Robert Edgar Welch

Corporate, Credit & Debt, Elder Law, Family Law

Status: Licensed: 57 Years

CONTACT

10525 State Ave, Marysville, WA 98271

Michael Healy

Federal, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 22 Years

CONTACT

19410 Hwy 99, Lynnwood, WA 98036

Kimberly Jean Macleod

Immigration, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

126 3Rd Ave S, Edmonds, WA 98020

800-814-6700

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Everett Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Gregory L. Davies

David Roderick Coombs

Diane Lynn Weyrick

Elisabeth Pualani Lindsley

Steven B Shea

Brad Puffpaff

Christopher Paul Raymond

Robert Edgar Welch

Michael Healy

Kimberly Jean Macleod

TIPS

LEGAL TERMS

TRADE NAME

CHAPTER 13 PLAN

INFRINGEMENT (OF TRADEMARK)

GARNISHMENT

MEANS TEST

LOSS DAMAGE WAIVER (LDW)

GRACE PERIOD

CHAPTER 7 BANKRUPTCY

401(K) PLAN

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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