Falls Of Rough Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Perry M Lewis

Real Estate, Estate, Family Law, Bankruptcy, Elder Law

Status: In Good Standing

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720 Clay St, Hartford, KY 42347

Rhonda Evon Taylor

Child Custody, Criminal, Bankruptcy, Divorce & Family Law

Status: In Good Standing

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3600 Bordeaux Loop North, Owensboro, KY 42303

Russ Wilkey

Accident & Injury, Workers' Compensation, Bankruptcy & Debt, Social Security -- Disability

Status: In Good Standing

FREE CONSULTATION

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111 W 2nd St, Owensboro, KY 42303

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Corporate

Status: In Good Standing Licensed: 47 Years

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4830 Towne Square Ct, Owensboro, KY 42301

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Civil Rights

Status: In Good Standing

CONTACT

4830 Towne Square Ct, Owensboro, KY 42301

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Civil Rights

Status: In Good Standing

CONTACT

4830 Towne Square Ct, Owensboro, KY 42301

Septtimous Taylor

Real Estate, Bankruptcy, Bankruptcy & Debt, Civil Rights

Status: In Good Standing Licensed: 47 Years

CONTACT

4830 Towne Square Ct, Owensboro, KY 42301

Frank Anthony Brancato

Divorce & Family Law, Corporate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

111 W. 2Nd Street, Owensboro, KY 42303

Steven Dale Wilson

Government, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

111 W 2Nd St, Owensboro, KY 42303

R Michael Sullivan

Banking & Finance, Bankruptcy, Business, Employment

Status: In Good Standing

CONTACT

100 Saint Ann St, Owensboro, KY 42303

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FCRA

See Fair Credit Reporting Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FCBA

See Fair Credit Billing Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Falls Of Rough Bankruptcy & Debt Lawyer, Kentucky

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Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Perry M Lewis

Rhonda Evon Taylor

Russ Wilkey

Septtimous Taylor

Septtimous Taylor

Septtimous Taylor

Septtimous Taylor

Frank Anthony Brancato

Steven Dale Wilson

R Michael Sullivan

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LEGAL TERMS

IRS EXPENSES

FCRA

CREDIT REPORT

ACCORD AND SATISFACTION

PREFERENCE

FCBA

DISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

WORKOUT

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