Florham Park Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Corinne Gurski

Collection, Construction, Environmental Law, Mental Health

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127 Main Street, Chatham, NJ 07928

David Alan Ast

Corporate, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy

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FREE CONSULTATION

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222 Ridgedale Avenue, Morristown, NJ 07962

Andrea Silverman

Banking & Finance, Bankruptcy, Corporate, Consumer Bankruptcy

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FREE CONSULTATION

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222 Ridgedale Avenue, Morristown, NJ 07962

Vincent N. Macri

Medicare & Medicaid, Trusts, Estate Planning, Elder Law, Bankruptcy

Status: Licensed: 52 Years

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49 Ridgedale Avenue, East Hanover, NJ 07936

Alan S. Goldberger

Sports, Trade Associations, Business & Trade, Commercial Bankruptcy

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180 River Road, Summit, NJ 07901

Jackson Smittick

Administrative Law, Welfare, Credit & Debt, Animal Bite

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1902 West Main Avenue, New Providence, NJ 07974

Alan J. Helfand

Litigation, Workout, Collection, Bankruptcy Litigation

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150 Jfk Parkway, Short Hills, NJ 07078

Daniel Hymowitz

Bankruptcy, Personal Injury, DUI-DWI, Divorce

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55 Madison Ave, Morristown, NJ 07960

Jennifer Ann Etkin

Business & Trade, Corporate, Contract, Commercial Bankruptcy

Status: Licensed: 30 Years

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409 Woodmont Dr, Cedar Knolls, NJ 07927

Joseph D Sullivan

Litigation, Estate, Corporate, Collection, Accident & Injury

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8 Ridgedale Avenue, Cedar Knolls, NJ 07927

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FCRA

See Fair Credit Reporting Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Florham Park Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Corinne Gurski

David Alan Ast

Andrea Silverman

Vincent N. Macri

Alan S. Goldberger

Jackson Smittick

Alan J. Helfand

Daniel Hymowitz

Jennifer Ann Etkin

Joseph D Sullivan

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

CREDITOR

FCRA

CHAPTER 13 PLAN

REPOSSESSION

UNDUE HARDSHIP

COLLECTION AGENCY

ADMINISTRATIVE EXPENSES

FRAUDULENT TRANSFER

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