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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Charles Robert Loveland

Real Estate, Traffic, Family Law, Bankruptcy

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11 Lake Avenue, Brocton, NY 14716

Dustin Deweese Nelson

Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 43 Years

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Chautauqua, NY 14722

David Matthew Civilette

Landlord-Tenant, Bankruptcy, Divorce & Family Law

Status: Licensed: 53 Years

CONTACT

643 Central Ave, Dunkirk, NY 14048

Anthony J. Spann

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 72 Years

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23 E 6Th St, Dunkirk, NY 14048

Andrew David Brautigam

Traffic, Wills & Probate, Workers' Compensation, Criminal, Bankruptcy

Status:

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32 White St, Fredonia, NY 14063

Thomas Michael Ansuini

Other, Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 52 Years

CONTACT

4819 S Park Ave, Hamburg, NY 14075

James Monroe Shaw

International, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 51 Years

CONTACT

4819 S Park Ave, Hamburg, NY 14075

Michael Joseph Montesano

Real Estate, Estate, Environmental Law, Bankruptcy & Debt

Status: Licensed: 36 Years

CONTACT

38 Lake St, Hamburg, NY 14075

Richard James Friedman

Divorce, Divorce & Family Law, Securities, Bankruptcy

Status: Licensed: 18 Years

CONTACT

202 Main St, Hamburg, NY 14075

Lee Jason Fabiatos

Workers' Compensation, Securities, Bankruptcy, Medical Malpractice

Status: Licensed: 12 Years

CONTACT

202 Main St, Hamburg, NY 14075

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CCCS

See Consumer Credit Counseling Service.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Forestville Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Charles Robert Loveland

Dustin Deweese Nelson

David Matthew Civilette

Anthony J. Spann

Andrew David Brautigam

Thomas Michael Ansuini

James Monroe Shaw

Michael Joseph Montesano

Richard James Friedman

Lee Jason Fabiatos

TIPS

LEGAL TERMS

CREDIT COUNSELING

DOING BUSINESS AS (DBA)

WORKOUT

CCCS

COLLECTION AGENCY

NONEXEMPT PROPERTY

LIEN

IRS EXPENSES

ABUSE

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