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Raymond Brian Mitchell Lawyer

Raymond Brian Mitchell

VERIFIED
Civil Rights, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice
Protecting Your Children, Family, Income, Assets, Life, Liberty, Property, and Pursuit of Happiness!

Protecting Your Life, Liberty, Property, Family, Income, Assets, and Pursuit of Happiness! Eliminate Debts & Get a Fresh Start! See Your Children! Pro... (more)

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239-542-2002

Diane Muenze Gonzalez Lawyer

Diane Muenze Gonzalez

VERIFIED
Criminal, Immigration, Bankruptcy & Debt, Divorce & Family Law, Accident & Injury

With over 25 years of experience, attorney Diane Gonzalez has provided numerous clients effective and reliable legal counsel on a wide range of legal ... (more)

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239-948-8655

Dawn Marie Bates-Buchanan Lawyer

Dawn Marie Bates-Buchanan

VERIFIED
Estate, Wills & Probate, Trusts, Estate Planning, Bankruptcy

Dawn Marie Bates-Buchanan, was raised in Venice Florida, where her Father was a Police Officer and where she graduated from local Vence High School. D... (more)

Robert C. Hill

Criminal, Banking & Finance, Bankruptcy, Animal Bite
Status:  In Good Standing           

Gregory N. Burns

Bankruptcy & Debt, Elder Law, Estate Planning, Estate
Status:  Deceased           Licensed:  50 Years

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Steven Klaus Teuber

Civil Rights, Bankruptcy, Construction, Education, Divorce
Status:  In Good Standing           Licensed:  19 Years

Carmen Dellutri

Traffic, DUI-DWI, Bankruptcy, Bankruptcy & Debt, Personal Injury
Status:  In Good Standing           

James Lewis Goetz

Commercial Real Estate, Construction, Wills, Civil Rights, Bankruptcy
Status:  In Good Standing           Licensed:  52 Years

Gregory William Goetz

Commercial Real Estate, Trusts, Civil Rights, Credit & Debt
Status:  In Good Standing           Licensed:  17 Years

David W Fineman

Litigation, Civil Rights, Credit & Debt, Personal Injury
Status:  In Good Standing           

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.