Fort Worth Bankruptcy & Debt Lawyer, Texas, page 2

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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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Anthony Wayne Reed

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Real Estate, Business, Bankruptcy & Debt, Divorce & Family Law

Our firm is lead by Anthony W. Reed, Esq. who is the Principal of The Reed Law Group, PLLC. Anthony is fluent in legalese, and a proficient negotiator... (more)

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800-996-8670

3245 W Main St, Frisco, TX 75034

Michael E. Robinson

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Accident & Injury, Bankruptcy & Debt, Estate, Real Estate, Litigation

Michael E. (Mike) Robinson is an experienced litigation attorney concentrating in commercial and residential real estate, legal malpractice and client... (more)

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800-929-4151

2704 Sherrill Park Ct, Richardson, TX 75082

Andrew F. Stasio

Wills & Probate, Divorce & Family Law, Bankruptcy, Credit & Debt, Divorce

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303 Main Street, Fort Worth, TX 76102

Scot Pierce

Bankruptcy, Corporate, Estate Planning, Family Law

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100 Main Street, Fort Worth, TX 76102

Theodore Mack

Dispute Resolution, Agribusiness, Corporate, Bankruptcy

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100 Main Street, Fort Worth, TX 76102

S. Aaron Holland

Bankruptcy, Corporate, Collection, Litigation

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309 West 7th Street, Fort Worth, TX 76102

James M. Morrison

Construction, Government, Criminal, Administrative Law, Bankruptcy

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6815 Manhattan Blvd., Fort Worth, TX 76120

Dan Wallis

Consumer Bankruptcy, Personal Injury

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FREE CONSULTATION

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2216 S. Cooper, Arlington, TX 76013

Kelli L. Johnson

Bankruptcy, Child Support, Children's Rights, Collaborative Law

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728 North Fielder Road, Arlington, TX 76012

Diana S. Weitzel

Adoption, Alimony & Spousal Support, Child Support, Collection

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2009 East Lamar Blvd., Arlington, TX 76006

800-814-6700

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Fort Worth Bankruptcy & Debt Lawyer, Texas, page 2

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

Anthony Wayne Reed

Michael E. Robinson

Andrew F. Stasio

Scot Pierce

Theodore Mack

S. Aaron Holland

James M. Morrison

Dan Wallis

Kelli L. Johnson

Diana S. Weitzel

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

MEANS TEST

WORKOUT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PRIORITY DEBT

DEBT COLLECTOR

IRS EXPENSES

REAFFIRMATION

SETOFF

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