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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Gary Flanders

Bankruptcy & Debt, Commercial Bankruptcy, Consumer Bankruptcy, Bankruptcy

Status: Licensed: 45 Years

FREE CONSULTATION

CONTACT

One Court Place, Rockford, IL 61101

Lucinda Bugden

Traffic, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 33 Years

CONTACT

216 N Court St, Rockford, IL 61103

George P. Hampilos

Child Support, Corporate, Business Organization, Bankruptcy, Estate Planning

Status: Licensed: 33 Years

CONTACT

308 W State St, Rockford, IL 61101

Dennis Lee Leahy

Immigration, State Appellate Practice, Social Security, Bankruptcy

Status: Licensed: 49 Years

CONTACT

One Court Pl, Rockford, IL 61101

Thomas Fabiano

DUI-DWI, Civil Rights, Bankruptcy, Medical Malpractice

Status: Licensed: 33 Years

CONTACT

321 W State St, Rockford, IL 61101

Brent D. Blair

Estate Planning, Divorce, Transactions, Bankruptcy

Status: Licensed: 35 Years

CONTACT

One Court Place, Rockford, IL 61101

David Hall Carter

Government, Bankruptcy

Status: Licensed: 36 Years

CONTACT

308 W State St, Rockford, IL 61101

Fiona Whelan

Divorce & Family Law, Bankruptcy, Civil Rights, Collection, Personal Injury

Status: Licensed: 35 Years

CONTACT

308 W. State Street, Rockford, IL 61101

Kim Casey

Commercial Real Estate, Litigation, Transactions, Collection, Bankruptcy

Status:

CONTACT

800 N Church, Rockford, IL 61103

Amy Sue Beckmann

Bankruptcy, International, Bankruptcy & Debt

Status: Licensed: 19 Years

CONTACT

1410 N Main St, Rockford, IL 61103

800-814-6700

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT FILE

See credit report.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

... Appellees and Cross-Appellants, v. Hollis L. BRUMFIELD, Defendant and Counterplaintiff- Appellant and Cross-Appellee, and Michael J. Drewes; Constance Drewes; Beau Drewes; Zachary Fitzpatrick; Dan Fitzpatrick; Cindy Fitzpatrick; Steve Miller, Trustee in Bankruptcy for the ...

Seip v. Rogers Raw Materials Fund, LP

... Upon learning this, Beeland immediately sought to have the assets transferred either to Refco, LLC, or back to the original brokerage accounts. D. Refco Bankruptcy and the Special Redemption Letter. ... (2006)). Refco, LLC, filed for bankruptcy as well in November 2005. ...

Giannini v. Kumho Tire USA, Inc.

... While there are no Illinois cases addressing the stay granted in Rule 306, Garbe Iron Works held that the two-year statute of limitations for filing a mechanics' lien foreclosure was tolled by the automatic stay provision contained in the Federal Bankruptcy Act (11 USC Â§ 362(a)(1 ...

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Freeport Bankruptcy Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Gary Flanders

Lucinda Bugden

George P. Hampilos

Dennis Lee Leahy

Thomas Fabiano

Brent D. Blair

David Hall Carter

Fiona Whelan

Kim Casey

Amy Sue Beckmann

TIPS

LEGAL TERMS

FORBEARANCE

CHAPTER 13 PLAN

DISCHARGE (OF DEBTS)

COLLECTION AGENCY

CREDIT FILE

WORKOUT

FRAUDULENT TRANSFER

ABUSE

UNSECURED DEBT

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

Seip v. Rogers Raw Materials Fund, LP

Giannini v. Kumho Tire USA, Inc.

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