Gaithersburg Bankruptcy Lawyer, Maryland, page 2

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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Terence B. Garvey

Consumer Bankruptcy, Bankruptcy & Debt, Medical Malpractice, Accident & Injury

Status:

CONTACT

839 Quince Orchard Blvd, Gaithersburg, MD 20878

Robert John Haeger

Litigation, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

11403 Seneca Forest Cir, Germantown, MD 20876

David Glenn Ross

Complex Litigation, Litigation, Dispute Resolution, Franchising, Commercial Bankruptcy

Status:

CONTACT

800 King Farm Blvd, Rockville, MD 20850

Alice Ann Pare-Johnson

Other, Divorce & Family Law, Juvenile Law, Consumer Bankruptcy

Status:

CONTACT

19737 Executive Park Cir, Germantown, MD 20874

Timothy John Sessing

Corporate, Trusts, Commercial Bankruptcy, Consumer Bankruptcy

Status: Licensed: 28 Years

CONTACT

12850 Middlebrook Rd, Germantown, MD 20874

Patrick M. Connelly

Administrative Law, Bankruptcy, Bankruptcy Litigation, Corporate

Status:

CONTACT

30 Courthouse Square, Rockville, MD 20850

Morton A. Faller

Estate Administration, Corporate, Bankruptcy Litigation, Bankruptcy

Status:

CONTACT

9025 Paddock Ln, Rockville, MD 20854

Jeffrey M Orenstein

Lawsuit & Dispute, Commercial Bankruptcy, Bankruptcy & Debt, Litigation

Status:

CONTACT

15245 Shady Grove Road, Rockville, MD 20850

David Jason Kaminow

Health Care Other, Wills & Probate, Commercial Bankruptcy, Products Liability

Status:

CONTACT

9200 Corporate Boulevard, Rockville, MD 20850

Eric L Stone

State Government, Administrative Law, Business, Consumer Bankruptcy

Status: Licensed: 48 Years

CONTACT

14524 Kings Grant St North, Gaithersburg, MD 20878

800-814-6700

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Gaithersburg Bankruptcy Lawyer, Maryland, page 2

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Terence B. Garvey

Robert John Haeger

David Glenn Ross

Alice Ann Pare-Johnson

Timothy John Sessing

Patrick M. Connelly

Morton A. Faller

Jeffrey M Orenstein

David Jason Kaminow

Eric L Stone

TIPS

LEGAL TERMS

CREDIT BUREAU

DOING BUSINESS AS (DBA)

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

ADMINISTRATIVE EXPENSES

C CORPORATION

FORBEARANCE

PRIORITY DEBT

GARNISHMENT

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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