Gaithersburg Bankruptcy Lawyer, Maryland, page 2

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Stephen Cromwell
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Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Robert John Haeger

Litigation, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

11403 Seneca Forest Cir, Germantown, MD 20876

David Glenn Ross

Complex Litigation, Litigation, Dispute Resolution, Franchising, Commercial Bankruptcy

Status:

CONTACT

800 King Farm Blvd, Rockville, MD 20850

Alice Ann Pare-Johnson

Other, Divorce & Family Law, Juvenile Law, Consumer Bankruptcy

Status:

CONTACT

19737 Executive Park Cir, Germantown, MD 20874

Timothy John Sessing

Corporate, Trusts, Commercial Bankruptcy, Consumer Bankruptcy

Status: Licensed: 29 Years

CONTACT

12850 Middlebrook Rd, Germantown, MD 20874

Patrick M. Connelly

Administrative Law, Bankruptcy, Bankruptcy Litigation, Corporate

Status:

CONTACT

30 Courthouse Square, Rockville, MD 20850

Morton A. Faller

Estate Administration, Corporate, Bankruptcy Litigation, Bankruptcy

Status:

CONTACT

9025 Paddock Ln, Rockville, MD 20854

Jeffrey M Orenstein

Lawsuit & Dispute, Commercial Bankruptcy, Bankruptcy & Debt, Litigation

Status:

CONTACT

15245 Shady Grove Road, Rockville, MD 20850

David Jason Kaminow

Health Care Other, Wills & Probate, Commercial Bankruptcy, Products Liability

Status:

CONTACT

9200 Corporate Boulevard, Rockville, MD 20850

Eric L Stone

State Government, Administrative Law, Business, Consumer Bankruptcy

Status: Licensed: 48 Years

CONTACT

14524 Kings Grant St North, Gaithersburg, MD 20878

Ronald Scott Canter

Accident & Injury, Litigation, Commercial Bankruptcy

Status:

CONTACT

200-A Monroe Street, Rockville, MD 20850

800-814-6700

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CCCS

See Consumer Credit Counseling Service.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

... But under no circumstances can counsel simply violate the Rules as a litigation strategy. With regard to the bankruptcy complaint, Judge Rubin made the following pertinent findings of fact and conclusions of law: 23. ... The Bankruptcy Complaint. ...

Wellington v. Shakiba

... 5. That pursuant to said deed of trust and commercial balloon note, the defendants were obligated to repay said loan. . . . On December 9, 2005, Ms. Shakiba, through counsel, filed a "Notice of Filing of Case in Bankruptcy Court." It stated: ...

Ali v. CIT

... On June 11, 2001, appellant filed a chapter 11 petition in bankruptcy in the United States Bankruptcy Court for the District of Maryland. Appellee could not pursue its claim outside of the bankruptcy proceeding because of the automatic stay provision in 11 USC Â§ 362. ...

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Gaithersburg Bankruptcy Lawyer, Maryland, page 2

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Robert John Haeger

David Glenn Ross

Alice Ann Pare-Johnson

Timothy John Sessing

Patrick M. Connelly

Morton A. Faller

Jeffrey M Orenstein

David Jason Kaminow

Eric L Stone

Ronald Scott Canter

TIPS

LEGAL TERMS

COSIGNER

CHAPTER 13 BANKRUPTCY

WORKOUT

CCCS

AUTOMATIC STAY

CREDITOR

TRUTH IN LENDING ACT (TILA)

REAFFIRMATION

DISCHARGEABLE DEBTS

SAMPLE LEGAL CASES

ATTORNEY GRIEVANCE COM'N v. Byrd

Wellington v. Shakiba

Ali v. CIT

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