Garfield Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Carl G. Zoecklein

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Criminal, DUI-DWI, Motor Vehicle, Bankruptcy & Debt, Real Estate

Carl G. Zoecklein, graduated from Seton Hall Law School in 1989, passed the New Jersey Bar in 1990 and became a licensed Attorney in the State of New ... (more)

FREE CONSULTATION

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800-910-1531

737 Broad St, Clifton, NJ 07013

Virginia E. Fortunato

Reorganization, Collection, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

One Kinderkamack Road, Hackensack, NJ 07601

Alecia C. Daniel

Litigation, Corporate, Contract, Collection

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CONTACT

25 E. Salem Street, Hackensack, NJ 07601

Myron D. Milch

Contract, Credit & Debt, Collection, Bankruptcy & Debt

Status:

CONTACT

433 Hackensack Avenue, Hackensack, NJ 07601

Jeremias Batista

Accident & Injury, Consumer Bankruptcy

Status: Licensed: 20 Years

CONTACT

417 Clifton Avenue, Clifton, NJ 07011

Franklin G. Soto

DUI-DWI, Criminal, Bankruptcy, Accident & Injury

Status: Licensed: 36 Years

CONTACT

434 21st Avenue, Paterson, NJ 07513

Nicholas Brindisi

Real Estate, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 46 Years

CONTACT

1200 Rt 46 West, Clifton, NJ 07013

Matthew Michael Gorman

Divorce & Family Law, Bankruptcy & Debt, Motor Vehicle, Real Estate

Status:

FREE CONSULTATION

CONTACT

411 Hackensack Avenue, Hackensack, NJ 07601

Toni A Russo

Employment Discrimination, Divorce & Family Law, Criminal, Bankruptcy

Status:

CONTACT

79 Main St, Hackensack, NJ 07601

Anthony J Van Zwaren

International Other, Traffic, Child Custody, Credit & Debt

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CONTACT

340 Clifton Avenue, Clifton, NJ 07011

800-814-6700

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FCRA

See Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Garfield Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Carl G. Zoecklein

Virginia E. Fortunato

Alecia C. Daniel

Myron D. Milch

Jeremias Batista

Franklin G. Soto

Nicholas Brindisi

Matthew Michael Gorman

Toni A Russo

Anthony J Van Zwaren

TIPS

LEGAL TERMS

UNDUE HARDSHIP

FCRA

WORKOUT

CREDIT COUNSELING

MEANS TEST

SECRET WARRANTY PROGRAM

GRACE PERIOD

FRAUDULENT TRANSFER

MEETING OF CREDITORS

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