Gibson Collection Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Gibson Collection lawyer.
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Joseph Edward Spires

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Accident & Injury, Personal Injury, Car Accident, Consumer Bankruptcy

I have practiced bankruptcy, personal injury, and workers' compensation law for 25 years.

Founding partner, Joseph Spires is a Georgia native with over two decades of legal experience. He specializes in Worker's Compensation, Bankruptcy and... (more)

FREE CONSULTATION

CONTACT

800-925-2541

445 Walker Street, Augusta, GA 30901

Wendy A Withrow

Eminent Domain, Government Contract, Corporate, Bankruptcy

Status:

CONTACT

429 Walker Street, Upper Level, Augusta, GA 30901

Lance John Hamilton

Criminal, Bankruptcy, Personal Injury, Accident & Injury

Status: Licensed: 30 Years

CONTACT

28 Goldenrod Court, Sparta, GA 31087

Scott J. Klosinski

Commercial Real Estate, Estate Planning, Collection, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

7 George Wilson Court, Augusta, GA 30909

James Carlisle Overstreet

Real Estate, Misdemeanor, Corporate, Bankruptcy, Banking & Finance

Status: Licensed: 26 Years

CONTACT

1229 Augusta West Parkway, Augusta, GA 30909

Guy Henry Seymour

Tax, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

2820 Hillcreek Drive, Augusta, GA 30909

Angela Williams Seymour

Private Schools, Consumer Rights, Bankruptcy, Property Damage

Status:

CONTACT

2820 Hillcreek Drive, Augusta, GA 30909

William Franklin Badger

Litigation, Corporate, Credit & Debt, Personal Injury

Status: Licensed: 17 Years

CONTACT

2954 Main Highway, Evans, GA 30809

Sincerai Domonique Stallings

Intellectual Property, Science, Technology & Internet, Business, Credit & Debt

Status: Licensed: 17 Years

CONTACT

7004 Evans Town Center Blvd, Evans, GA 30809

Frank W. Allen

Real Estate, Wills & Probate, Employment Discrimination, Family Law, Collection

Status: Licensed: 56 Years

CONTACT

3643 Walton Way Extension, Augusta, GA 30909

800-814-6700

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Gibson Collection Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Joseph Edward Spires

Wendy A Withrow

Lance John Hamilton

Scott J. Klosinski

James Carlisle Overstreet

Guy Henry Seymour

Angela Williams Seymour

William Franklin Badger

Sincerai Domonique Stallings

Frank W. Allen

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LEGAL TERMS

UNSECURED DEBT

ACCORD AND SATISFACTION

CREDIT REPORT

CURRENT MONTHLY INCOME

FAIR CREDIT REPORTING ACT (FCRA)

COLLECTION AGENCY

ADMINISTRATIVE EXPENSES

SECURED DEBT

IRS EXPENSES

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