Gig Harbor Bankruptcy Lawyer, Washington, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Karen Christine Calderon-Lowrie

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 45 Years

CONTACT

5775 Soundview Dr, Gig Harbor, WA 98335

Bayette M. Dougil

Commercial Bankruptcy, Intellectual Property, Commercial Real Estate, Real Estate

Status: Licensed: 50 Years

CONTACT

Gig Harbor, WA 98335

Carina Madeline Evans

Commercial Bankruptcy, Commercial Real Estate, Insurance, Litigation

Status: Licensed: 45 Years

CONTACT

3304 Rosedale St, Gig Harbor, WA 98335

Sandra G. Hagadorn

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 61 Years

CONTACT

Gig Harbor, WA 98335

Michelle S. Johnson

Commercial Bankruptcy, Estate Planning, Real Estate, Federal

Status: Licensed: 60 Years

CONTACT

Gig Harbor, WA 98335

Pamala K. Peterson

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 55 Years

CONTACT

5118 81St Avenue Ct Nw, Gig Harbor, WA 98335

Jill I. Roberts

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 45 Years

CONTACT

5201 Olympic Dr Nw, Gig Harbor, WA 98335

Mindy L Galarneau

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 57 Years

CONTACT

3521 130Th St Nw, Gig Harbor, WA 98332

Kira Meshawn Rubel

Litigation, Estate Planning, Contract, Consumer Bankruptcy

Status: Licensed: 17 Years

CONTACT

8811 N Harborview Dr, Gig Harbor, WA 98332

Judith A Atkins

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 73 Years

CONTACT

3526 Harborview Dr, Gig Harbor, WA 98332

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SAMPLE LEGAL CASES

Miller v. Campbell

... OWENS, J. Â¶ 1 We originally granted review of this case to determine whether judicial estoppel should apply to prevent a plaintiff from pursuing a claim of childhood sexual abuse after he failed to disclose the claim as an asset in prior chapter 7 bankruptcy proceedings. ...

Baldwin v. Silver

... SWEENEY, J. Â¶ 1 The equitable doctrine of judicial estoppel precludes, among other things, a party from later asserting a claim that it failed to list in bankruptcy schedules. ... 172 Â¶ 4 The Silvers filed for chapter 7 bankruptcy in February 2007. ...

Krueger v. Tippett

... 3 The Kruegers filed for bankruptcy in 1981. In 1985, the bankruptcy trustee entered into an agreement with the Tippetts. The agreement abandoned the bankruptcy estate's interest in the life insurance policy and some other Krueger assets. ...

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Gig Harbor Bankruptcy Lawyer, Washington, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Karen Christine Calderon-Lowrie

Bayette M. Dougil

Carina Madeline Evans

Sandra G. Hagadorn

Michelle S. Johnson

Pamala K. Peterson

Jill I. Roberts

Mindy L Galarneau

Kira Meshawn Rubel

Judith A Atkins

TIPS

LEGAL TERMS

ABUSE

PRESUMED ABUSE

CREDIT INSURANCE

401(K) PLAN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

COLLECTION AGENCY

CREDIT COUNSELING

FAIR LABOR STANDARDS ACT (FLSA)

CURRENT MONTHLY INCOME

SAMPLE LEGAL CASES

Miller v. Campbell

Baldwin v. Silver

Krueger v. Tippett

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