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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Andrei Armas

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Credit & Debt, Banking & Finance, Collection, Identity Theft, Consumer Rights

Andrei Armas is a founding partner of Armas & Joseph. Mr. Armas specializes in consumer protection, including banking, credit, debt collection, an... (more)

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800-675-3790

1712 West Beverly Blvd, Ste 201, Montebello, CA 90640

Sergio A. Rodriguez

Business Organization, Credit & Debt, Collection, Bankruptcy

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225 South Lake Avenue, Pasadena, CA 91101

Donna R. Dishbak

Collection, Consumer Protection

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FREE CONSULTATION

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510 W 6th St, Los Angeles, CA 90014

Dennis M. Wu

Commercial Leasing, Business Successions, Business Organization, Collection

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801 S. Garfield Avenue, Alhambra, CA 91801

Susan Marie Barilich

Collection, Civil Rights, Pension & Benefits, Litigation, Real Estate

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535 N Brand Blvd, Glendale, CA 91203

Stephanie S. Ho

Collection, Business

Status: Licensed: 10 Years

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330 N Brand Blvd, Glendale, CA 91203

James J. Waldorf

Litigation, Collection, Construction, Wills & Probate

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100 West Broadway, Glendale, CA 91210

Kathryn E. Van Houten

Collection, Civil Rights, Family Law, Estate, Trusts

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100 W Broadway Ave, Glendale, CA 91210

John M. Gantus

Collection, Corporate, Construction, Condominiums

Status: Licensed: 53 Years

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350 N Glendale Ave, Glendale, CA 91206

Keith Foster Carr

Collection, Trusts, Immigration, Litigation

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130 S Jackson St, San Francisco, CA 94127

800-814-6700

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FDCPA

See Fair Debt Collections & Practices Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Glendale Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Andrei Armas

Sergio A. Rodriguez

Donna R. Dishbak

Dennis M. Wu

Susan Marie Barilich

Stephanie S. Ho

James J. Waldorf

Kathryn E. Van Houten

John M. Gantus

Keith Foster Carr

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LEGAL TERMS

CREDIT BUREAU

FAIR CREDIT BILLING ACT (FCBA)

CREDITOR

NUISANCE FEES

PRIORITY DEBT

FDCPA

TRADE NAME

CREDIT COUNSELING

MEETING OF CREDITORS

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