Granger Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Douglas Kell Garrison

Estate Planning, Criminal, Administrative Law, Bankruptcy

Status: Licensed: 25 Years

CONTACT

Sunnyside, WA 98944

Kenneth Mark Cox

Corporate, Commercial Bankruptcy, Life & Health, Business & Trade

Status: Licensed: 21 Years

CONTACT

708 E Edison, Sunnyside, WA 98944

Diana G. Parker

Administrative Law, Traffic, Estate Planning, Commercial Bankruptcy

Status: Licensed: 39 Years

CONTACT

3480 Birchfield Rd, Moxee, WA 98936

Bryan Petter Myre

Estate Planning, Civil Rights, Corporate, Commercial Bankruptcy

Status:

CONTACT

222 N 3Rd St, Yakima, WA 98901

Charissa Amber Johnston

Land Use & Zoning, Employment Discrimination, Business & Trade, Commercial Bankruptcy, Agriculture

Status: Licensed: 35 Years

CONTACT

120 N Naches Ave, Yakima, WA 98901

Dustin Yeager

Land Use & Zoning, Litigation, Corporate, Commercial Bankruptcy

Status: Licensed: 20 Years

CONTACT

120 N Naches Ave, Yakima, WA 98901

Jonathan Patrick Shirey

Estate Planning, Elder Law, Contract, Commercial Bankruptcy

Status: Licensed: 25 Years

CONTACT

120 N Naches Ave, Yakima, WA 98901

Morris G Shore

Land Use & Zoning, International Tax, Corporate, Commercial Bankruptcy

Status: Licensed: 62 Years

CONTACT

120 N Naches Ave, Yakima, WA 98901

Brett Nelson Goodman

Contract, Collection, Civil Rights, Family Law

Status: Licensed: 10 Years

CONTACT

105 N 3Rd St, Yakima, WA 98901

J. Patrick Shirey

Trusts, Elder Law, Contract, Reorganization

Status:

CONTACT

222 North Third Street, Yakima, WA 98901

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FCBA

See Fair Credit Billing Act.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Granger Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Douglas Kell Garrison

Kenneth Mark Cox

Diana G. Parker

Bryan Petter Myre

Charissa Amber Johnston

Dustin Yeager

Jonathan Patrick Shirey

Morris G Shore

Brett Nelson Goodman

J. Patrick Shirey

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

MEETING OF CREDITORS

FCBA

NO-FAULT INSURANCE

INTEREST

BULK SALES LAW

TRADE NAME

CREDIT REPORT

FRAUDULENT TRANSFER

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