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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Phillip A. Greenblatt

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Credit & Debt, Identity Theft, Business

I can resolve your debt collection problems. I stop or minimize the prospect of garnishment of your wages and assets. I aggressively defend client'... (more)

FREE CONSULTATION

CONTACT

248-227-7350

Phillip A. Greenblatt, PLLC, Southfield, MI 48037

Sheryl A. Shoebottom

Bankruptcy, Collection, Credit & Debt, Tax

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FREE CONSULTATION

CONTACT

30161 Southfield Road, Southfield, MI 48076

J. Kyle Guthrie

Corporate, Credit & Debt, Employment, Real Estate

Status:

FREE CONSULTATION

CONTACT

4050 W Maple Rd Ste 108, Bloomfield Hills, MI 48301

Steve Sowell

Landlord-Tenant, Employee Rights, Business, Credit & Debt

Status: Licensed: 40 Years

CONTACT

2 Crocker Blvd, Mount Clemens, MI 48043

Elizabeth A. Ferguson

Labor Law, Civil Rights, Contract, Credit & Debt

Status: Licensed: 27 Years

CONTACT

55 Southbound Gratiot Ave, Mount Clemens, MI 48043

Larry R. Kipke

Landlord-Tenant, Divorce, Civil Rights, Credit & Debt

Status: Licensed: 38 Years

CONTACT

55 Southbound Gratiot Ave, Mount Clemens, MI 48043

Sean R. O'Mara

Class Action, Criminal, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 13 Years

CONTACT

24001 Greater Mack Ave, Saint Clair Shores, MI 48080

Barry R. Powers

Employee Rights, Insurance, Credit & Debt, Defamation & Slander, Elder Law

Status: Licensed: 38 Years

CONTACT

38550 Garfield Rd, Clinton Township, MI 48038

Karen L. Lemke

Traffic, Medical Products & Devices, Family Law, Credit & Debt

Status: Licensed: 42 Years

CONTACT

Fraser, MI 48026

Herman G. Petzold

Gift Taxation, Reinsurance, Corporate, Credit & Debt

Status: Licensed: 37 Years

CONTACT

19641 Mack Ave, Grosse Pointe, MI 48236

800-814-6700

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Harsens Island Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Phillip A. Greenblatt

Sheryl A. Shoebottom

J. Kyle Guthrie

Steve Sowell

Elizabeth A. Ferguson

Larry R. Kipke

Sean R. O'Mara

Barry R. Powers

Karen L. Lemke

Herman G. Petzold

TIPS

LEGAL TERMS

WORKOUT

GARNISHMENT

DEBT COLLECTOR

C CORPORATION

LIMITED PARTNERSHIP

CREDIT INSURANCE

REDEMPTION

CREDIT COUNSELING

PRESUMED ABUSE

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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