Hendry County, FL Bankruptcy & Debt Lawyers

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Not enough matches for Hendry Bankruptcy & Debt lawyer.
Below are all Hendry lawyers.

Jill Elizabeth Cabai

Traffic, Family Law, Child Custody, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 17 Years

CONTACT

Labelle, FL 33975

Yveline F Paul

Real Estate, Immigration, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 33 Years

CONTACT

4359 County Road, Labelle, FL 33935

Steven C Spence

Elder Law, Criminal, Immigration, Estate, Commercial Real Estate

Status: In Good Standing Licensed: 14 Years

CONTACT

Labelle, FL 33975

Jay M. Hendry

Trusts, Family Law, Civil Rights, Contract

Status: In Good Standing Licensed: 11 Years

CONTACT

606 W Sugarland Hwy, Clewiston, FL 33440

Luke Alexander Barnhill

Criminal

Status: In Good Standing Licensed: 19 Years

CONTACT

Labelle, FL 33975

Crystal Leigh Sands

General Practice

Status: In Good Standing Licensed: 9 Years

CONTACT

417 W Sugarland Hwy, Clewiston, FL 33440

Allison Elma Mckenzie

Accident & Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

110 N. Main Street, Labelle, FL 33975

Antonio Rafael Perez

Commercial Real Estate, Real Estate, Estate Planning

Status: In Good Standing Licensed: 28 Years

CONTACT

417 W Sugarland Hwy, Clewiston, FL 33440

Regine Emile

General Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

491 E Cowboy Way, Labelle, FL 33935

Prince A. Brumfield

General Practice

Status: Suspended Licensed: 43 Years

CONTACT

Clewiston, FL 33440

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Hendry County, FL Bankruptcy & Debt Lawyers

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Jill Elizabeth Cabai

Yveline F Paul

Steven C Spence

Jay M. Hendry

Luke Alexander Barnhill

Crystal Leigh Sands

Allison Elma Mckenzie

Antonio Rafael Perez

Regine Emile

Prince A. Brumfield

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

CREDIT COUNSELING

GUARANTEED RESERVATION

WORKOUT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

MEANS TEST

COSIGNER

TRUTH IN LENDING ACT (TILA)

SOLE PROPRIETORSHIP

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