Henrico County, VA Bankruptcy & Debt Lawyers

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Sarah E. Spiers

Business Organization, Dissolution, Foreclosure, Limited Liability Companies

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2924 Emerywood Parkway, Henrico, VA 23294

Michael B. Ballato

Corporate, Business Organization, Credit & Debt, Collection

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3721 Westerre Pkway, Richmond, VA 23230

Irwin A. Heller

Estate Planning, Family Law, Business Organization, Bankruptcy

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2201 Libbie Avenue, Richmond, VA 23230

Anthony Paone

Eminent Domain, Family Law, Business Organization, Collection

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11539 Nuckols Road, Glen Allen, VA 23059

Robert A. Canfield

Real Estate, Litigation, Corporate, Bankruptcy

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2201 Libbie Avenue, Richmond, VA 23230

Julia B. Adair

Estate, Business Organization, Bankruptcy & Debt

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3412 Cutshaw Ave, Richmond, VA 23230

Lee Robert Arzt

Business, Bankruptcy, Real Estate, Lawsuit

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6802 Paragon Place, Richmond, VA 23230

Rodney Jefferson

Traffic, Family Law, Criminal, Bankruptcy

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4124 E Parham Rd, Richmond, VA 23228

Robin S. Gnatowsky

Dissolution, Business Organization, Elder Law, Landlord-Tenant, Business Successions

Status: Licensed: 21 Years

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Glen Allen, VA 23058

Harry Shaia

Bankruptcy, Business Organization, Commercial Bankruptcy, Consumer Bankruptcy

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8550 Mayland Dr, Richmond, VA 23294

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Henrico County, VA Bankruptcy & Debt Lawyers

SPONSORED LAWYERS

Sarah E. Spiers

Michael B. Ballato

Irwin A. Heller

Anthony Paone

Robert A. Canfield

Julia B. Adair

Lee Robert Arzt

Rodney Jefferson

Robin S. Gnatowsky

Harry Shaia

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LEGAL TERMS

DEBIT CARD

CHAPTER 7 BANKRUPTCY

DISCHARGEABLE DEBTS

MEANS TEST

C CORPORATION

UNDUE HARDSHIP

CREDIT INSURANCE

DEBT COLLECTOR

GENERAL PARTNER

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