Herkimer County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Herkimer Reorganization lawyer.
Below are all Herkimer lawyers.

Cissy Fagan

Child Custody, Divorce, Business Organization, DUI-DWI

Status: Licensed: 45 Years

CONTACT

109 Park Avenue, Herkimer, NY 13350

Jeffrey N. Rheinhardt

Medicare & Medicaid, Wills & Probate, Estate Planning, Elder Law, Personal Injury

Status: Licensed: 43 Years

CONTACT

85 Otsego Street, Ilion, NY 13357

Nicholas Anthony Macri

Government

Status: Licensed: 33 Years

CONTACT

203 N Prospect St, Herkimer, NY 13350

Edward Joseph Rose

Trusts, Commercial Real Estate, Wills, Real Estate

Status: Licensed: 61 Years

CONTACT

31 N Ann St, Little Falls, NY 13365

Todd Daniel Bennett

Traffic, Criminal, Bankruptcy, Personal Injury

Status: Licensed: 33 Years

CONTACT

123 Court St, Herkimer, NY 13350

Michael Andrew Castle

Wills & Probate, Divorce, Business Organization, Personal Injury

Status: Licensed: 45 Years

CONTACT

110 W Albany St, Herkimer, NY 13350

Karl Erik Manne

Landlord-Tenant, Wills & Probate, Collection, Bankruptcy

Status:

CONTACT

107 Court Street, Herkimer, NY 13350

Mary M. Iocovozzi

Litigation

Status: Licensed: 42 Years

CONTACT

420 E. German St, Herkimer, NY 13350

Cecilia Fagan-Polidori

Real Estate, Divorce & Family Law

Status: Licensed: 45 Years

CONTACT

315 North Caroline Street, Herkimer, NY 13350

Scott Harris Oberman

Motor Vehicle, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 42 Years

CONTACT

110 W Albany St, Herkimer, NY 13350

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Herkimer County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Cissy Fagan

Jeffrey N. Rheinhardt

Nicholas Anthony Macri

Edward Joseph Rose

Todd Daniel Bennett

Michael Andrew Castle

Karl Erik Manne

Mary M. Iocovozzi

Cecilia Fagan-Polidori

Scott Harris Oberman

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

COSIGNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT BUREAU

COLLECTION AGENCY

SUBROGATION

CREDIT COUNSELING

TRADE NAME

CHAPTER 13 BANKRUPTCY

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