Highlands Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
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Weston G. Cotten

Bankruptcy & Debt, Estate, Social Security, Social Security -- Disability, Consumer Bankruptcy

Status: Licensed: 43 Years

FREE CONSULTATION

CONTACT

1500 East Wallisville, Highlands, TX 77562

Stephen H. Doncarlos

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status:

CONTACT

825 Rollingbrook Dr, Baytown, TX 77521

Melissa A. Dennis

Wills, Family Law, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 26 Years

CONTACT

2770 N Fm 565 Rd, Baytown, TX 77523

Robert Waid Davidson

Wills, Clean Air Practice, Family Law, Bankruptcy

Status: Licensed: 39 Years

CONTACT

12605 East Freeway, Houston, TX 77015

Joseph William Plye

Admiralty & Maritime, Corporate, Antitrust, Commercial Bankruptcy

Status: Licensed: 43 Years

CONTACT

5200 E McKinney Rd, Baytown, TX 77523

Ralph Todd Willis

Employee Rights, Elder Law, Credit & Debt, Personal Injury

Status: Licensed: 23 Years

CONTACT

205B E San Augustine St, Deer Park, TX 77536

Dennis M Slate

Trusts, Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 24 Years

CONTACT

112 E Forrest Ln, Deer Park, TX 77536

Shelly A. Merchant

Wills, Clean Air Practice, Family Law, Bankruptcy

Status:

CONTACT

2703 Center St, Deer Park, TX 77536

M. Rene Sandel

Elder Law, Administrative Law, Credit & Debt, Personal Injury

Status: Licensed: 38 Years

CONTACT

2007 N Palm Ct, Pasadena, TX 77502

Mitchell Carlos Contreras

Environmental Law Other, Elder Law, Credit & Debt, Personal Injury

Status: Licensed: 43 Years

CONTACT

Deer Park, TX 77536

800-814-6700

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CCCS

See Consumer Credit Counseling Service.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Highlands Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Weston G. Cotten

Stephen H. Doncarlos

Melissa A. Dennis

Robert Waid Davidson

Joseph William Plye

Ralph Todd Willis

Dennis M Slate

Shelly A. Merchant

M. Rene Sandel

Mitchell Carlos Contreras

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LEGAL TERMS

PREFERENCE

GRACE PERIOD

CREDIT COUNSELING

DEBT COLLECTOR

S CORPORATION

LOSS DAMAGE WAIVER (LDW)

GENERAL PARTNER

CCCS

ADMINISTRATIVE EXPENSES

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