Highlands Bankruptcy & Debt Lawyer, Texas

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
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Weston G. Cotten

Bankruptcy & Debt, Estate, Social Security, Social Security -- Disability, Consumer Bankruptcy

Status: Licensed: 43 Years

FREE CONSULTATION

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1500 East Wallisville, Highlands, TX 77562

Stephen H. Doncarlos

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status:

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825 Rollingbrook Dr, Baytown, TX 77521

Melissa A. Dennis

Wills, Family Law, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 26 Years

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2770 N Fm 565 Rd, Baytown, TX 77523

Robert Waid Davidson

Wills, Clean Air Practice, Family Law, Bankruptcy

Status: Licensed: 39 Years

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12605 East Freeway, Houston, TX 77015

Joseph William Plye

Admiralty & Maritime, Corporate, Antitrust, Commercial Bankruptcy

Status: Licensed: 43 Years

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5200 E McKinney Rd, Baytown, TX 77523

Ralph Todd Willis

Employee Rights, Elder Law, Credit & Debt, Personal Injury

Status: Licensed: 23 Years

CONTACT

205B E San Augustine St, Deer Park, TX 77536

Dennis M Slate

Trusts, Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 24 Years

CONTACT

112 E Forrest Ln, Deer Park, TX 77536

Shelly A. Merchant

Wills, Clean Air Practice, Family Law, Bankruptcy

Status:

CONTACT

2703 Center St, Deer Park, TX 77536

M. Rene Sandel

Elder Law, Administrative Law, Credit & Debt, Personal Injury

Status: Licensed: 38 Years

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2007 N Palm Ct, Pasadena, TX 77502

Mitchell Carlos Contreras

Environmental Law Other, Elder Law, Credit & Debt, Personal Injury

Status: Licensed: 43 Years

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Deer Park, TX 77536

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FDCPA

See Fair Debt Collections & Practices Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Highlands Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Weston G. Cotten

Stephen H. Doncarlos

Melissa A. Dennis

Robert Waid Davidson

Joseph William Plye

Ralph Todd Willis

Dennis M Slate

Shelly A. Merchant

M. Rene Sandel

Mitchell Carlos Contreras

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

HOUSEHOLDER

INFRINGEMENT (OF TRADEMARK)

TRADE NAME

PREFERENCE

FDCPA

REAFFIRMATION

INTEREST

PRESUMED ABUSE

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