Hiseville Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles A Goodman

Real Estate, Corporate, Business Organization, Bankruptcy & Debt

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CONTACT

Glasgow, KY 42142

Marilyn J. Neumann

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

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CONTACT

108 E 1St St, Campbellsville, KY 42718

Alexander G Shively

Bankruptcy, Real Estate, Commercial Real Estate, Credit & Debt

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CONTACT

207 E Broadway St, Campbellsville, KY 42719

Kevin Leslie Goff

Family Law, Criminal, Corporate, Bankruptcy

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CONTACT

1104 Fairview Avenue, Bowling Green, KY 42102

Brent Michael Stinnett

Business, Bankruptcy, Bankruptcy & Debt, Accident & Injury

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CONTACT

1600 Scottsville Rd, Bowling Green, KY 42104

Brett Alan Reynolds

Real Estate, Immigration, Health Care Other, Bankruptcy

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CONTACT

1101 College St, Bowling Green, KY 42102

Mark H Flener

Civil Rights, Administrative Law, Bankruptcy, Bankruptcy & Debt

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CONTACT

1143 Fairway St, Bowling Green, KY 42102

Maria C. Stewart

Business, Bankruptcy, Bankruptcy & Debt, Civil Rights

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CONTACT

Bowling Green, KY 42102

Stuart E Warren

Public Interest Law, Consumer Rights, Bankruptcy, Bankruptcy & Debt

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CONTACT

1700 Destiny Ln, Bowling Green, KY 42104

Amanda Lisenby Blakeman

Bankruptcy, Bankruptcy & Debt

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CONTACT

719 Dishman Lane Ext, Bowling Green, KY 42104

800-814-6700

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

COLLATERAL

Property that guarantees payment of a secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

Hiseville Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Charles A Goodman

Marilyn J. Neumann

Alexander G Shively

Kevin Leslie Goff

Brent Michael Stinnett

Brett Alan Reynolds

Mark H Flener

Maria C. Stewart

Stuart E Warren

Amanda Lisenby Blakeman

TIPS

LEGAL TERMS

401(K) PLAN

FAIR CREDIT REPORTING ACT (FCRA)

SECRET WARRANTY PROGRAM

GRACE PERIOD

CHAPTER 7 BANKRUPTCY

COLLATERAL

DEBT COLLECTOR

PRIORITY DEBT

CREDIT FILE

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